AGI3, a conglomerate of Kinetic Group and the developer behind the decentralized finance protocol Fluid, has submitted a governance proposal outlining a strategic ecosystem partnership centered on corporate finance and real-world asset tokenization.

Under the proposed arrangement, Kinetic Group intends to acquire up to 10% of the total FLUID token supply through a combination of secondary market purchases and over-the-counter (OTC) transactions. The proposal specifies that these acquisitions will not draw from the Fluid DAO treasury or team allocations.

Additionally, the Fluid Foundation will reserve 5% of the total FLUID supply for custody in compliant private banks and institutional digital asset custodians located across Switzerland, the European Union, Hong Kong, and Singapore. These tokens will remain locked for a minimum of four years, until 2030. The selected jurisdictions represent major global hubs for digital asset regulation and institutional crypto custody, each having established licensing frameworks for qualified custodians.

As part of the partnership terms, AGI3 will transfer 2% of its company shares to the Fluid Foundation. These shares will also be subject to a four-year lock-in period.

AGI3 Markets, described as the core product of AGI3, is being designed as a permissioned DeFi platform tailored for institutional investors. The platform will incorporate Know Your Customer (KYC) and anti-money laundering (AML) controls. It is intended to support the trading and lending of real-world assets, including tokenized private loans, government bonds, commodities, equities, and corporate bonds. Permissioned DeFi with built-in compliance represents an emerging model that attempts to bridge traditional finance regulatory requirements with on-chain infrastructure, an approach being explored by multiple projects as institutional interest in tokenized assets grows.

According to the agreement between the two parties, all protocol revenues and incentive budgets generated through AGI3 Markets will be split equally — 50% to Fluid and 50% to AGI3.

The governance proposal represents a notable intersection of traditional corporate finance structures and decentralized finance infrastructure, with both entities committing to long-term token and equity alignments. The proposal now moves to Fluid DAO token holders for consideration.