XRP Ledger validator Vet argues that blockchain technology is transforming the future of finance, pointing to crypto assets such as $XRP, around-the-clock trading, and easier access to global markets as the driving forces behind the shift.

In a post on X, Vet explained that major innovations often begin with people who believe in the future, suggesting that some observers doubt $XRP’s potential because they are too pessimistic about what lies ahead.

“We live in a world people called Sci-Fi decades ago,” Vet wrote, adding that blockchain technology is disrupting traditional finance through tokenization, 24/7 trading, global access, and censorship resistance.

“New money, folks!” he added, expressing confidence in the XRP Ledger’s role in this transition.

Recent developments at Ripple, meanwhile, offer concrete examples of how blockchain-based financial services are moving closer to traditional banking infrastructure, spanning banking integration, institutional trading, and cross-border investment services.

$RLUSD Moves Into Banking and Global Payments

Ripple is working to make blockchain adoption easier for banks and financial companies through its U.S. dollar stablecoin, $RLUSD, and the XRP Ledger (XRPL). Stablecoins like $RLUSD are blockchain tokens designed to track the value of a reference currency — in this case the U.S. dollar — which is what allows them to operate as a settlement instrument alongside traditional money.

On October 15, Ripple announced a partnership with Cross River Bank to integrate $RLUSD into the bank’s core banking platform, a move that supports transactions on the XRP Ledger. Core banking platforms are the back-end systems banks and fintechs use to run accounts and process payments, which is why the integration matters: companies already connected to the platform can reach $RLUSD without building anything new.

Under the arrangement, financial companies will be able to send and settle payments in U.S. dollars and $RLUSD 24 hours a day, seven days a week. That around-the-clock availability stands in contrast to conventional bank rails, which generally process payments during business hours on business days. Customers will be able to access $RLUSD through a single connection, without having to build their own blockchain infrastructure. The partnership also aims to support international payments and transfers.

Ripple also reported that $RLUSD’s market capitalization had surpassed $2.5 billion, with more than $1 billion worth of the stablecoin issued on the XRP Ledger.

$RLUSD payments are becoming part of the banking infrastructure fintechs already use. We’re partnering with @CrossRiverBank to integrate $RLUSD on the $XRP Ledger into its core banking platform, providing 24/7 settlement within payment networks and greater flexibility to settle… pic.twitter.com/ZBLw9f40Oy

— Ripple (@Ripple) October 15, 2026

Ripple Prime Introduces 24/7 Trading

Also on October 15, Ripple announced new trading services through Ripple Prime. The service allows institutional investors to gain exposure to traditional assets, including stocks, commodities, and currencies, through markets that operate around the clock. Continuous trading of this kind departs from the fixed session hours that govern traditional exchanges — the same 24/7 theme Vet highlighted in his comments.

Ripple Prime also allows $RLUSD to be used as collateral for certain transactions, giving the stablecoin another use case in institutional finance. Collateral posting is a long-standing requirement in institutional trading, and connecting a blockchain-issued dollar token to that ties on-chain instruments more directly to established market practices. The service is currently available in select markets, with plans to expand into other regions — a rollout detail worth tracking as availability widens. The offering marks Ripple’s latest step in extending its services beyond payments into broader institutional markets.

Ripple Partners With DriveWealth

On October 14, Ripple announced a partnership with DriveWealth, a company that provides investment services to financial platforms. Providers like DriveWealth serve as the infrastructure layer that lets consumer-facing platforms offer investing features without operating their own brokerage systems.

The collaboration aims to use $RLUSD for payments and settlements, help investors move money across borders, and explore additional financial services. The goal is to make it easier for international investors to fund their brokerage accounts quickly without relying entirely on traditional payment systems. The “additional financial services” referenced in the announcement have not yet been specified, making that element one to follow as the collaboration develops.

DriveWealth works with more than 100 partners worldwide, giving Ripple access to a broader network of investment platforms.

What This Means for the XRP Ledger

Taken together, the partnerships show how Ripple is working to integrate blockchain technology into traditional finance. The XRP Ledger can process transactions quickly, while $RLUSD provides a digital representation of the U.S. dollar for supported payments and financial services.

If more banks and financial companies adopt these services, the XRP Ledger could see increased usage — making further bank integrations in the Cross River mold a natural development to watch.

Vet, for his part, believes blockchain technology is reshaping global finance and that the XRP Ledger will play a significant role in that future. He encourages stakeholders to focus on long-term possibilities rather than dismissing them because of current limitations.

Source: CryptoNewsNet