Prometeo, an infrastructure layer that gives businesses transactional certainty in global money movement, has launched Account Verification Boost, a package of upgrades and new capabilities designed to help companies validate accounts, counterparties and payment risk with greater control and coverage.

The stakes behind that positioning are practical: a payment sent to an invalid, mis-keyed or fraudulent account can be difficult to recover, particularly across borders, and every failed or misdirected transfer carries downstream reconciliation and compliance work. The launch brings together three developments:

• Expanded account verification coverage across more than 110 countries and five continents.
• Risk Intelligence, a new endpoint that provides structured reputational and regulatory information on a company or individual using a legal name and Tax ID.
• Account Verification V2, an enhanced validation engine for high-volume onboarding, payout and payment workflows.

“Companies operating across borders need more than a basic yes-or-no account check,” said Ximena Aleman, Co-Founder and Co-CEO of Prometeo. “They need to know that an account is valid, that it belongs to the intended holder and, increasingly, that the company or person behind it is appropriate to engage with. That’s the shift we’re building, not just connecting businesses to the rails, but giving them operational certainty over every transaction that runs through them. With this launch, Prometeo goes deeper, wider and further; strengthening the validation layer itself, extending coverage around the world and adding intelligence about the counterparty behind the account.”

One API, Global Coverage

Prometeo’s AI-native solution now allows banks, payment providers, remittance and foreign exchange companies, marketplaces and treasury teams — as well as AI agents — to validate accounts through a single API with consistent validation logic across markets.

That framing matters because account verification has historically been fragmented market by market, with companies maintaining separate integrations to local data sources, each with its own formats and failure modes. inclusion of AI agents among the intended users is also worth noting: automated payment flows depend on structured, machine-readable responses rather than manual checks, which is the kind of validation layer described here.

Risk Intelligence

Risk Intelligence is a reputational and regulatory risk endpoint available as an add-on to Account Verification or as a standalone solution for onboarding and due diligence. It provides structured data covering company identity and legal status, ownership, sanctions and regulatory signals, adverse media and corporate registry information.

That data set overlaps directly with the inputs compliance teams assemble for know-your-business (KYB) reviews, which often means pulling from tax records, registries and watchlists one source at a time; combining them in a single structured endpoint is where the intended time savings come from.

The solution is currently available in Brazil, Peru, Ecuador and Chile, with coverage expanding to Argentina, Colombia, Mexico and the United States. By structuring information drawn from sources such as tax records, corporate registries, sanctions lists and watchlists, Risk Intelligence is designed to accelerate investigations and support dynamic KYB workflows before a transaction is executed. It complements a customer’s internal compliance policies and decision-making processes.

Account Verification V2

Account Verification V2 adds configurable workflows, normalized responses, request traceability, sandbox support for migration from V1 and resilient routing across eligible data sources. Customers can select the countries, data points and validation methods relevant to their use case — including account, account-holder name, ID and currency checks — with synchronous or asynchronous operation.

Each request is assigned a unique ID and standardized response, making it easier for product, engineering and operations teams to diagnose issues and manage exceptions. Smart routing can redirect a request to another eligible data source when one provider is unavailable, reducing dependency on any single source — a safeguard most relevant to the high-volume payout and onboarding workflows V2 is built for.

Reducing Friction Before Funds Move

Taken together, these capabilities are designed to help businesses reduce preventable payment rejections, manual reconciliation and operational friction before funds move. For readers following the rollout, the markers to watch are the expansion of Risk Intelligence to Argentina, Colombia, Mexico and the United States, and the migration of existing customers from V1 to V2 through the provided sandbox.

Source: GlobalFinTechSeries