NewsMacroMassPay and Finexio Launch Cross-Border AP Payments in 180+ Countries

MassPay and Finexio Launch Cross-Border AP Payments in 180+ Countries

Author: Globalfintechseries·

Key Takeaways

  • Finexio’s new cross-border offering is being built with MassPay’s global payout orchestration platform.
  • The service will let customers pay vendors in more than 180 countries and 80 currencies from the AP platform.
  • Early partner rollout has begun, and general availability is planned for late summer 2026.
  • MassPay will manage routing, funds delivery, local rails, screening, and verification for the payments.
  • The companies said the model is intended to reduce payment handoffs, improve visibility, and simplify international vendor payments.
MassPay and Finexio Launch Cross-Border AP Payments in 180+ Countries

Finexio, the accounts payable payments as a service provider embedded in some of the world’s leading procure-to-pay software suites, will launch its first cross-border payments offering through a partnership with MassPay, the global payout orchestration platform, the companies announced today. The offering will allow Finexio customers to pay vendors in more than 180 countries and 80 currencies directly from the AP platform where their domestic payments already run. The rollout is beginning with early partners, and general availability is targeted for late summer 2026.

The partnership reflects a broader shift in B2B payments. Cross-border vendor payments have historically sat outside the AP workflow, moving through bank portals, wire forms, and a chain of correspondent banks that added days and reduced visibility along the way. That model is giving way to embedded infrastructure, in which the AP platform becomes the origination point for global payments and a payout network handles delivery underneath it.

For finance and treasury teams, that matters because cross-border payments are not just a transfer problem; they also affect reconciliation, vendor communication, and the operational burden of maintaining separate processes for domestic and international payables. By keeping international payments inside the same AP environment, the partnership aims to reduce the number of handoffs involved when paying vendors abroad.

Under the partnership, Finexio customers will initiate international vendor payments from their existing AP workflow, while MassPay’s infrastructure will handle routing, funds delivery, and local payment rails in each market, with screening and verification built into the process. Every vendor’s primary contact will complete identity verification, including a government ID and a live selfie, before payments begin, and account and name validation will add a second check in key markets. These validation layers help MassPay maintain a 99.76% transaction success rate across its network. Payments will move over MassPay’s established local rails, including real-time payout methods where available in the destination market, with no added fees when a payment fails to land, backed by MassPay’s pay-for-success model.

For years, expanding internationally has meant accepting a tradeoff: slower payments, less visibility into where money actually is, a new integration for every market, and treasury teams spending hours reconciling transactions instead of managing cash. The partnership is designed to remove that tradeoff and open new markets without new integrations.

The launch also fits into a broader AP software trend: buyers are increasingly looking for payment capabilities that are embedded in the workflow rather than bolted on afterward. That shift has made cross-border orchestration and local rail access more relevant as companies try to support international suppliers without redesigning their back-office processes.

“Our customers already pay vendors all over the world. Today that means leaving the AP platform, keying wires into a bank portal, and losing sight of the money until it lands,” said Chris Wyatt, CEO of Finexio. “We are betting that global growth should not require a global payments team, and that accounts payable is the right place to solve it. We chose MassPay because their network matched the scale of what we were building toward.”

“We believe businesses should get paid in the currency, on the rail, and through the method that actually works for them locally,” said Ran Grushkowsky, CEO of MassPay. “We spent years building the proprietary infrastructure to make that real at scale, market by market. Now we get to put that infrastructure to work for Finexio and its customers, and help those businesses grow into markets they couldn’t easily reach before.”