Circle is moving to integrate its USDC and EURC stablecoins into enterprise payment workflows through a partnership with Tereina, a financial services company backed by German software group SAP, as stablecoin issuers seek to expand beyond crypto markets into corporate payments.

The integration will allow eligible businesses using SAP's financial software to send and receive USDC and EURC without leaving their existing applications. USDC, Circle's US dollar-denominated token, will be the preferred stablecoin for dollar-denominated transactions, while EURC, its euro-denominated counterpart, will support euro payments. That placement carries weight because enterprise resource planning systems are where corporate finance teams typically run invoicing, settlement, and reconciliation workflows.

The rollout will initially target SAP Cloud ERP through SAP Pay. Tereina and Circle plan to conduct proof-of-value programs with customers over the coming months, focusing on cross-border payments and corporate treasury operations.

According to the companies, the SAP ecosystem accounts for 84% of global commerce, potentially giving stablecoins access to a large base of corporate payment and treasury operations.

The move comes as Circle works to position stablecoins as payment infrastructure for businesses rather than primarily as crypto trading assets. SAP-backed Tereina also recently launched technology that allows companies to make payments directly from SAP software using both traditional currencies and stablecoins.

The partnership builds on Circle's broader expansion of infrastructure for institutional stablecoin payments. The company launched its Arc blockchain in September 2026, a network focused on payments and financial markets that uses USDC for transaction fees.

For businesses, the partnership marks another step toward embedding stablecoins into existing corporate financial systems, potentially reducing the need to operate separate crypto payment infrastructure alongside enterprise software. Whether the integration later extends beyond SAP Cloud ERP, and how corporate customers during the proof-of-value phase, will be key signals for how far stablecoins can move into mainstream corporate payment operations.

Source: BitcoinKE