Dubai, United Arab Emirates, July 29, 2026, Chainwire

Bybit, the world’s second-largest cryptocurrency exchange by trading volume, announced a new collaboration with Finloop Finance Technology Holding Limited (“Finloop”), an AI-driven Web5 (Web2+Web3) wealth technology platform, to offer Finloop USD Instant Digital Liquidity (FUIDL), a tokenized USD liquidity product powered by Finloop and backed by an AAA-rated money market fund. Under the collaboration, Bybit will allow shares of FUIDL to be used as collateral for trading on its platform.

The product is intended to give institutional and professional investors access to USD liquidity through blockchain technology while maintaining the asset-backing standards commonly associated with traditional financial markets. FUIDL offers eligible investors on-chain access to an AAA-rated USD liquidity fund, with hourly subscription and redemption and T+0* (same-day) interest accrual. The structure is designed to help investors move capital more efficiently between traditional and digital asset markets.

The underlying USD liquidity fund has received the highest possible ratings from major international agencies: AAAm from Standard & Poor’s (S&P), Aaa-mf from Moody’s and AAAmmf from Fitch. An AAA rating is the highest rating available for money market funds (MMFs).

Finloop serves as the tokenization agent and provides the infrastructure that connects traditional money market fund assets with blockchain-based settlement. For institutional users that need to park capital without leaving the digital asset environment, that setup is meant to preserve familiar fund mechanics while making access and movement more programmable on-chain. The collaboration is designed to combine the transparency and speed of digital assets with the stability and operational standards expected by institutional and professional investors.

Bybit said the partnership supports its long-term goal of building The New Financial Platform, described by the company as an open, secure and efficient bridge between traditional and digital finance. Through the collaboration, Bybit users will benefit from same-day settlement across selected tokenized and digital instruments, supported by Finloop’s RWA and cash management capabilities and Bybit’s proprietary infrastructure.

Yoyee Wang, Global Head of TradFi and RWA at Bybit, said: “Partnering with Finloop marks a pivotal step in realizing our vision of The New Financial Platform. This collaboration turns that vision into action, merging institutional-grade trust with the efficiency of digital infrastructure of Bybit. By enabling same-day settlement and reinforcing custody standards, we’re not just improving transaction speed; we’re redefining what financial interoperability can look like.”

By integrating ByCustody with Finloop’s tokenization technology, the collaboration will pilot T+0 settlement for select asset types, with plans for a global rollout throughout 2026. The initiative also highlights a shared commitment to transparency, operational excellence and risk management for institutional market participants.

Cai Hua, CEO of Finloop, said: “This collaboration demonstrates how a wealth technology platform and a digital exchange can work together to achieve instantaneous settlement while meeting high operational and regulatory standards. We are proud to partner with Bybit on this milestone that sets new benchmarks for efficiency and trust in the digital asset space.”

For more information about FUIDL, please visit:

https://x.com/FinloopHK/status/2060284153795580006?s=20

*Subject to the actual fund arrival time.

About Bybit

Bybit says it is The New Financial Platform. The company says it believes every person should have access to every financial opportunity on earth, and that it is building the first intelligent platform connecting anyone, anywhere to the world’s finance.

Bybit says it is trusted by more than 80 million users worldwide and combines investing, trading, payments and wealth-building in a single secure and intelligent ecosystem. The company says it uses AI-powered technology, deep global liquidity, robust security and transparent operations to make global finance more accessible, efficient and empowering.

Built for everyone. Powered by intelligence. Open to the world.

Learn more at Bybit.com.

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Disclaimer: Bybit and ByCustody are not licensed, approved or regulated by the Hong Kong Securities and Futures Commission and do not service Hong Kong residents.

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Head of PR Tony Au, Bybit: [email protected]