Astar Fi, the onchain personal finance manager incubated by the Astar Foundation, has opened its public beta. The launch targets a gap that has defined self-directed crypto management: portfolio trackers show holders what they own, and stop there. Astar Fi pairs that visibility with a curated, risk-rated set of opportunities users can act on — vaults built on Morpho, Aave, and Midas, alongside tokenized assets from issuers including BlackRock, Apollo, Fidelity, and Ondo — all published at the contract level. The product is self-custodial, meaning users' assets remain in their own wallets rather than being held by Astar Fi.

Available on an invite-only basis since August 17, the platform is designed around the distance between seeing onchain assets and being able to act on them. Rather than stopping at portfolio visibility, Astar Fi combines net-worth tracking with a curated set of earning and investing opportunities that users can review from a single interface.

Curated Opportunities and Transparent Risk Disclosure

Astar Fi is organized around three core functions:

• Save delivers a net-worth dashboard covering balances, allocations, trends, inflows and outflows, holdings, and transaction history.
• Earn provides access to selected DeFi vaults built on Aave, Midas, and Morpho, with risk tiers, Astar Fi ratings, fee disclosures, named oracles, written risk information, and published contract addresses.
• Invest brings together crypto assets on Ethereum and Base and tokenized investment products on Ethereum, including tokenized stocks and ETFs via Ondo, gold via Paxos, and silver via Matrixdock.

Astar Fi is multichain by design, with network coverage expanding over time — for a product positioned as a single net-worth dashboard, chain coverage effectively determines how much of a holder's portfolio it can display and act on. Astar Fi does not issue or mint the assets offered through the product.

The current opportunity set includes 225 crypto assets, 436 tokenized stock and ETF records, 140 Morpho vaults, 31 Aave markets, and 16 Midas products. Issuers represented include BlackRock through BUIDL, Apollo through ACRED, Fidelity through FDIT, and Ondo through OUSG and USDY — a mix that places tokenized products from traditional asset managers alongside DeFi-native vaults in the same self-custodial view. Astar Fi also surfaces curated vaults from firms including Hyperithm, Gauntlet, Steakhouse, Wintermute, and Galaxy.

Each Earn vault is presented with an Astar Fi risk assessment, key risks, applicable fees, its oracle, and the relevant contract address, allowing users to inspect the underlying information before taking action.

"A well-balanced onchain portfolio now holds DeFi positions, tokenized assets, and other digital currencies side by side, and is still managed across different apps," said Maarten Henskens, Head of the Astar Foundation, in a written statement. "The tools have not caught up with what people are actually holding. That gap is why Astar incubated Astar Fi," he added.

Beta Terms and Availability

Access begins with social login, followed by wallet connection. Astar Fi is not charging users a subscription fee or trading fee during the public beta. The product is aimed at crypto-fl, self-directed holders who manage meaningful onchain assets but may not want to navigate multiple DeFi applications, dashboards, and interfaces to manage them.

With public access now live, Astar Fi is built around a deliberately smaller set than an open marketplace: assets and vaults are selected and rated by Astar Fi, and a rating can be lowered or deposits paused if conditions change. How individual vault ratings and deposit availability change over time, what fee terms apply once the beta period ends, and how quickly network coverage expands are the practical details to watch as the product operates in public.

The public beta is available globally, with an initial focus on users in Japan.

Source: Metaverse Post