XRP is trading close to a support area that buyers have repeatedly defended in recent weeks, with analysts watching whether the $1.08 zone can continue to hold. The token was recently near $1.095, placing it just above the level that has acted as a floor during several pullbacks.

The setup has drawn attention because the price action around $1.08 may determine whether XRP attempts another recovery or moves toward lower support levels. In technical analysis, repeated tests of the same support area can make that level a key reference point for traders because it helps define where buyers have recently stepped in and where downside risk may accelerate if demand weakens. Analyst Diana, who posts on X under the handle @InvestWithD, said buyers have so far continued to defend the zone, but the four-hour chart still shows signs of pressure.

According to Diana’s analysis, XRP remains below a cluster of moving averages near $1.11 to $1.12, a range that has served as overhead resistance. A former triangle support level has also broken down, adding to the technical weakness on the four-hour timeframe. The Relative Strength Index was near 39, below its signal line around 45, indicating that momentum remains weak despite repeated buying near support.

XRP IS FIGHTING TO DEFEND $1.08 — BUT A BREAKDOWN COULD TRIGGER A 21% DROP TOWARD $0.86 $XRP is trading near $1.095 as buyers continue defending the critical $1.08 support zone. So far, the level is holding, but the 4H chart still shows pressure: Price remains… pic.twitter.com/efqgcloO4r — Diana (@InvestWithD) July 25, 2026

XRP IS FIGHTING TO DEFEND $1.08 — BUT A BREAKDOWN COULD TRIGGER A 21% DROP TOWARD $0.86 $XRP is trading near $1.095 as buyers continue defending the critical $1.08 support zone. So far, the level is holding, but the 4H chart still shows pressure: Price remains… pic.twitter.com/efqgcloO4r

Key XRP Levels Around $1.08

Diana outlined two possible paths for XRP depending on how price behaves around the $1.08 support area. If the level continues to hold and buyers are able to reclaim the $1.11 to $1.12 range, the analyst said a move toward $1.145 would return to focus. Beyond that, $1.20 would be the next upside marker, followed by a broader resistance test near $1.29 to $1.30, a band that has capped previous rallies.

The downside scenario depends on whether XRP breaks decisively below $1.08. In that case, Diana identified $0.91 as the first downside target, with $0.86 positioned lower as a deeper macro support level. Based on XRP’s recent price near $1.095, a move to $0.86 would represent a decline of close to 21%.

The levels highlighted in the setup are:

• $1.11 to $1.12: a moving-average cluster acting as overhead resistance
• $1.145: the first upside target if buyers reclaim the moving-average cluster
• $1.20: the second upside marker on a recovery path
• $1.29 to $1.30: a major resistance zone that has rejected previous rallies
• $0.91: the first downside target if there is a confirmed breakdown
• $0.86: deeper macro support tied to the 21% decline scenario

The analysis does not indicate that a breakdown has already occurred. Instead, it places the focus on whether XRP can remain above the $1.08 region while also overcoming resistance above current levels. That distinction matters because a token can trade near a support level for an extended period without confirming either a breakdown or a recovery, especially when short-term momentum indicators and nearby moving averages point in different directions.

Analysts Compare Current XRP Setup With Prior Midterm-Year Cycles

A separate analyst, ChartNerd, who posts on X under the handle @ChartNerdTA, pointed to a longer-term historical pattern involving midterm election years. The analyst said XRP has previously formed a macro floor several months before Bitcoin in some midterm-year cycles, including June 2014 and June 2022. In both cases, according to ChartNerd, XRP’s bottom came well before Bitcoin confirmed its own low in the fourth quarter.

You might want to see this.. $XRP has previously set its macro floor a few months ahead of BTC: June 2014 & June 2022 (both midterm years) marked the bottom well before BTC's confirmation in Q4. If $1.08 holds while BTC marks a new low, there is a slim chance the bottom is in.… pic.twitter.com/xZSsFV5a2X — ChartNerd (@ChartNerdTA) July 25, 2026

You might want to see this.. $XRP has previously set its macro floor a few months ahead of BTC: June 2014 & June 2022 (both midterm years) marked the bottom well before BTC's confirmation in Q4. If $1.08 holds while BTC marks a new low, there is a slim chance the bottom is in.… pic.twitter.com/xZSsFV5a2X

ChartNerd said that if XRP holds $1.08 while Bitcoin records a new low, there is a possibility that XRP could again establish its bottom first. However, the analyst also noted that the pattern has not been consistent in every cycle. In 2018, another midterm year, XRP’s structural decline continued beyond Bitcoin’s decline at the time, leaving the historical comparison open to more than one interpretation.

The analyst also referred to a bearish midterm-year tendency for XRP across 2014, 2018 and 2022, and pointed to a roughly 70% decline heading into 2026 as part of that broader rhythm. ChartNerd framed the comparison as an observation rather than a prediction, emphasizing that no outcome has been confirmed. Historical cycle comparisons are commonly used as context in crypto market analysis, but they do not confirm a repeat because market structure, liquidity conditions and asset-specific factors can differ from one cycle to another.

For now, the $1.08 level remains the central area being tracked by analysts. Holding above it would keep the recovery scenario tied to $1.11 to $1.12, $1.145, $1.20 and $1.29 to $1.30 in view. A confirmed move below it would shift attention to $0.91 and then $0.86, the lower support level associated with the roughly 21% decline scenario.