MoonPay has added Discover Network support for users across the United States, expanding its cryptocurrency payment infrastructure beyond Visa and Mastercard. The integration makes Discover the third major U.S. card network available on the MoonPay platform, enabling eligible Discover cardholders to buy and sell thousands of supported digital assets. The move comes as crypto payment infrastructure providers increasingly compete to offer the broadest set of fiat on-ramps, with card-based purchasing remaining one of the most widely used entry points for retail participants.

Broadening Access to Cryptocurrency Purchases

With the addition of Discover Network, eligible cardholders can now use Discover cards to purchase and sell a wide range of cryptocurrencies, including Bitcoin, Ethereum, BNB, XRP, Solana, TRON, Hyperliquid, and Zcash. The integration places Discover alongside Visa and Mastercard as supported card networks on the platform.

MoonPay also offers Apple Pay, Google Pay, PayPal, Venmo, bank transfers, and several regional payment methods, giving users multiple ways to fund cryptocurrency transactions.

MoonPay Adds Discover Network Cards For US Crypto Purchases MoonPay now supports Discover Network, letting US users buy and sell crypto including $BTC , $ETH , $BNB , $XRP , $SOL , $TRX , $HYPE , and $ZEC with Discover cards. Discover becomes the third major card network on the… pic.twitter.com/eYWG4G14rV — BSCN (@BSCNews) July 24, 2026

Issuing Banks Retain Transaction Authority

Card availability, however, still depends on individual issuing banks. While MoonPay supports the Discover payment rail, banks retain authority over whether their customers can complete cryptocurrency purchases using specific cards. Transaction approval remains subject to issuer policies, fraud controls, compliance standards, and internal risk assessments, meaning approval outcomes may differ between Discover cardholders depending on their financial institution. This issuer-level discretion has long been a friction point in crypto card payments, as some banks have historically restricted or declined cryptocurrency transactions even when the underlying card network permits them.

Richard Harrison, MoonPay's Vice President of Banking and Payments Partnerships, said that expanding payment options removes barriers preventing users from completing transactions. He added that the company's goal remains enabling customers to purchase digital assets using familiar payment methods.

The integration also provides businesses using MoonPay's payment infrastructure with immediate access to Discover Network support without requiring additional technical development.

Discover's Expanding Role in Digital Asset Payments

Discover has maintained a smaller presence in cryptocurrency compared with Visa and Mastercard, which have established partnerships across exchanges, payment firms, and stablecoin projects. The MoonPay partnership therefore represents a notable expansion of Discover's participation in digital asset payments. While Discover does not command the same global market share as its two larger rivals, it remains a meaningful card network in the United States, and its integration into a major crypto payment platform broadens the set of U.S. consumers with a direct card-based path to digital assets.

Founded in 2019, MoonPay has grown into one of the cryptocurrency industry's largest payment infrastructure providers. The company states that it serves more than 30 million customers across 180 countries and supports over 500 enterprise clients spanning exchanges, wallets, fintech platforms, and blockchain applications.

Beyond payment processing, MoonPay has expanded its services through AI-powered blockchain infrastructure. Earlier this year, the company introduced MoonPay Agents, enabling autonomous AI agents to create self-custodial wallets and execute blockchain transactions.

The Discover integration follows MoonPay's broader strategy of simplifying access between traditional finance and digital assets. While the addition does not guarantee that every transaction will be approved, it provides millions of eligible Discover cardholders with another regulated pathway into the cryptocurrency market.