The U.S. CLARITY Act faces an uncertain path in the Senate, with Republicans reportedly still needing at least seven Democratic or independent votes to meet the 60-vote threshold required for passage.

Democratic lawmakers continue to oppose the revised legislation, largely because of concerns over its ethics provisions. The bill could provide greater regulatory clarity for the cryptocurrency industry if enacted by defining how digital assets are overseen in U.S. markets, but one analyst says several major crypto assets may still be positioned to perform well over the next two to four years even if the measure does not become law.

That distinction matters because many large crypto networks already depend on global users, institutional integrations, developer activity, or non-U.S. business lines rather than a single legislative outcome in Washington. The analyst’s view is not that regulation is irrelevant, but that some projects have existing demand drivers that could remain in place even if U.S. market-structure reform stalls.

1. Ethereum (ETH)

Ethereum is expected to benefit significantly whether or not the CLARITY Act passes.

Major financial institutions, including BlackRock, Fidelity, and JPMorgan, are building tokenized money market funds on Ethereum. The network also retains a strong competitive advantage through its network effects, liquidity, and mature developer ecosystem.

Robinhood’s Ethereum Layer-2 blockchain recently became the leading network for real-world asset holders shortly after launch, temporarily surpassing Solana. Ethereum also continues to dominate the tokenized real-world asset (RWA) sector, an area where traditional financial products are represented on blockchain rails.

2. Bittensor (TAO)

Bittensor is described as one of the strongest decentralized AI investments.

Several startups building on Bittensor subnets have been accepted into Nvidia’s Inception startup program. Bittensor uses a competitive subnet model that rewards projects based on performance and adoption.

The analyst said this merit-based structure may position Bittensor well as artificial intelligence shifts toward lower-cost inference. Projects such as Ditto AI show how decentralized AI agents can share memory and context across different platforms.

3. XRP

XRP is expected to remain resilient because Ripple already has an established global business.

Ripple has evolved from a payments company into a broader financial infrastructure provider offering cross-border payments, digital asset custody, stablecoins, treasury management, prime brokerage, and trading services.

The XRP Ledger continues to expand into tokenization and real-world assets. U.S. regulation could accelerate adoption, but the analyst said it is not essential because Ripple already operates internationally.

Some investors view Ripple’s private company equity as potentially more valuable than the XRP token itself, although XRP is still expected to perform well.

4. Solana (SOL)

Solana continues to gain mainstream adoption despite regulatory uncertainty.

Morgan Stanley’s E*TRADE expanded crypto trading services to approximately 8.7 million clients, including support for Solana. The network benefits from fast transaction speeds, low fees, and a rapidly expanding ecosystem.

Strong developer activity and growing institutional interest are cited as factors supporting Solana’s long-term outlook. For networks such as Solana, brokerage access and developer retention are important indicators because they can broaden distribution while keeping application activity on-chain.

5. BNB

BNB is considered relatively insulated from U.S. regulation because of its global user base.

Binance’s international presence provides growth opportunities outside the United States, and the token’s long-term outlook is described as strong regardless of U.S. crypto legislation.

6. Hyperliquid (HYPE)

Hyperliquid is identified as a promising newer project with global growth potential.

Although U.S. regulations remain uncertain, the decentralized trading platform can continue expanding internationally. It is also expected to benefit from increasing demand for decentralized derivatives trading.

7. Dogecoin (DOGE)

Dogecoin is viewed as unlikely to disappear because of its large and loyal community.

The token has historically performed well during periods of renewed retail investor enthusiasm and continues to be viewed as the leading meme cryptocurrency.

8. Ondo Finance (ONDO)

Ondo Finance is also noted as a project with favorable long-term prospects.

The project is positioned to benefit from the continued expansion of real-world asset tokenization. Growing institutional interest in tokenized financial products could support future adoption, particularly as asset managers and fintech platforms continue testing blockchain-based versions of traditional instruments.