XRP climbed nearly 4% to a two-week high of $1.1574, supported by Bitcoin's return above $65,000, continued whale accumulation, and fresh inflows into U.S.-listed spot exchange-traded funds.

According to data from crypto.news, XRP was trading near $1.14 at the time of writing, up approximately 2% over the past seven days, with a market capitalization exceeding $71 billion. The token eased from its session high after sellers reappeared around $1.16, though prices held above a recently broken daily resistance line.

XRP reached the $1.1574 level after breaking above a daily symmetrical triangle. The breakout coincided with improved sentiment across cryptocurrency markets and a network-level catalyst tied to artificial intelligence activity.

XRPL Surpasses One Million Agentic Transactions

The XRP Ledger has processed more than one million agentic transactions, according to RippleX engineering head J. Ayo Akinyele, as developers test autonomous payments for data, application programming interfaces, and computing services. Agentic payments enable AI-powered software to execute transactions based on programmed instructions without requiring human approval for each transfer. The convergence of AI agents and blockchain-based payments has emerged as an active area of development across the crypto sector, with multiple protocols exploring how autonomous software can handle machine-to-machine transactions for services such as data access, model inference, and distributed computing.

Akinyele told FinanceFeeds that the XRP Ledger can settle these payments in three to five seconds while offering predictable transaction costs — design attributes that make the network practical for the small-value, high-frequency transfers that agent workflows require. Commenting on the milestone, he projected that the transaction count could rise considerably as developers refine the tools available to autonomous agents.

"I think we'll blast through 10 million and may even get to 100 million within the next couple of years."

The forecast remains a projection rather than a measure of future XRP demand. Investors would still need to assess whether developers continue building agent-based services, whether those applications attract regular users, and how much XRP or Ripple USD they use for settlement. The key metric to monitor is whether agent-driven activity on the ledger sustains recurring commercial use rather than remaining at the testing and prototyping stage.

Whale Buying and ETF Inflows Support Recovery

Santiment data showed that wallets holding between 100,000 and 100 million XRP increased their combined balances by 2.8% over the past five weeks. During the same period, balances in wallets containing less than 0.1 XRP declined by 5.2%.

According to Santiment, the opposing trends indicate that whale and shark wallets accumulated tokens while very small holders reduced their exposure. The analytics firm linked the shift in holdings to XRP's rebound toward $1.16, though its data does not establish that large-wallet buying alone caused the price increase.

🚨 XRP Whales Accumulate 3% Supply in 5 Weeks! 👁️💎 ​On-chain data from Santiment shows wallets (100K-100M $XRP ) hoarding supply while retail dumps. Price rebounds to $1.16! 🧠⚡️ ​Trading whale momentum with funded size on EVEDEX, I am! ​ #XRP #EVEDEX pic.twitter.com/BOv9aMdt43 — Pavel-Crypto_𝔉𝔒ℜℭ𝔈 (@fragoreeez) July 22, 2026

Demand has also continued through U.S.-listed spot XRP exchange-traded funds, which offer institutional and retail investors regulated exposure to XRP without requiring direct custody of the token. SoSoValue data showed the products attracted $5.66 million in net inflows on July 21, lifting their cumulative intake to approximately $1.49 billion. Franklin Templeton's XRPZ accounted for the entire daily addition, while the other listed products reported no net movement.

Trading volume across the funds reached $19.16 million during the session, and their combined net assets stood at approximately $1.06 billion, equal to about 1.48% of XRP's market capitalization. Among individual products, Bitwise managed the largest pool of assets at $333.50 million, according to the same dataset. The figures indicate that regulated funds continued receiving capital during XRP's recovery, though daily flows can vary and do not guarantee sustained price gains.

Daily Breakout Places $1.20 Within Reach

On the daily chart, XRP has broken above the upper boundary of a symmetrical triangle that formed after its June decline. Price also moved through the descending trendline connecting the June and July swing highs before reaching $1.1574.

Daily momentum improved with the breakout. The relative strength index stood at 55.77, above its moving average of 47.38 and below the overbought threshold of 70. The moving average convergence divergence histogram had turned positive at 0.0077, while the MACD line was rising toward a possible crossover above the signal line.

The 4-hour chart, however, showed momentum cooling after XRP's rejection from $1.1574. The latest candle traded near $1.1385, placing the token just above the Murrey Math trading-range ceiling at $1.1353 and the major support and resistance pivot at $1.123.

A recovery above the 4-hour strong pivot at $1.1475 would give buyers another opportunity to challenge $1.1597. The chart identifies subsequent resistance levels at $1.1719 and $1.1841, with $1.1963 sitting just below the psychological $1.20 barrier.

4-hour MACD readings remained positive, although the shrinking histogram indicated that upward momentum had slowed after the latest advance. This setup leaves buyers needing to defend the breakout rather than relying solely on the earlier impulse.

If XRP closes back below $1.123, the 4-hour chart identifies $1.1106 and $1.0986 as the next support levels. A deeper decline could expose $1.0864 and the ultimate support line at $1.0742, weakening the daily triangle breakout despite continued whale accumulation and ETF demand.