Dublin, Ireland, July 23rd, 2026, Chainwire

Ramp Network, a global crypto infrastructure company founded in Europe and licensed under MiCAR by the Central Bank of Ireland, has announced that its Multichain Wallet and Rewards program is now available across all European Union countries. The expansion brings the company's self-custodial, everyday crypto account to its home market, complete with a built-in rewards system. The launch leverages the EU's Markets in Crypto-Assets Regulation (MiCAR), a comprehensive framework adopted in 2023 that harmonizes crypto-asset rules across member states and enables licensed firms to passport services throughout the bloc under a single authorization.

The Ramp Network Wallet enables EU users to buy, sell, hold, and send Bitcoin, Ethereum, and other supported assets across multiple blockchains, all within a single app interface. Users complete one identity verification process with no third-party handoffs, and can manage major crypto assets in one unified wallet while retaining full ownership of their funds.

The wallet is self-custodial and passkey-secured, offering users access to exportable private keys. According to the company, the design merges the simplicity of a mainstream fintech application with the ownership model of a self-custodial wallet. The emphasis on self-custody aligns with a broader industry shift since 2022, in which a number of wallet and infrastructure providers have prioritized user-controlled keys over custodial models following high-profile exchange failures that exposed counterparty risks for centralized platforms.

Alongside the wallet, the EU launch includes Ramp Network Rewards, a missions-based program that pays users real USDC for completing in-app actions. USDC, issued by Circle, is one of the largest stablecoins by market capitalization and is widely used across decentralized finance and payment applications. Available missions include buying and selling cryptocurrency and sending funds to contacts. The swap mission has been excluded for EU users at launch, as cross-chain swaps are not yet available in the region.

"We are a European company, and the EU is our home market. We're proud to bring our best wallet experience home, an everyday crypto account where users can hold major assets self-custodially and earn real USDC for using the app," said Przemek Kowalczyk, CEO and Co-Founder of Ramp Network. "One app, every chain, your keys, now in Europe."

Under the EU regulatory framework, Ramp Network's regulated services — buying and selling cryptocurrency — are provided by Ramp Swaps (Ireland) Limited, trading as Ramp Network, which is regulated by the Central Bank of Ireland. The self-custodial wallet operates as a separate service that does not require authorization from the Central Bank of Ireland. This regulatory bifurcation reflects the EU's approach under MiCAR, where activities involving the custody and transfer of crypto-assets on behalf of clients fall under regulated perimeter, while non-custodial wallet software that users operate independently remains outside that scope.

The Multichain Wallet is now live across all EU member states. Cross-chain swaps and additional EU-specific features are currently in development.

About Ramp Network

Ramp Network is a global fintech company enabling users to buy, sell, send, swap, pay, and save with stablecoins and cryptocurrencies. Founded in 2017, the company combines a self-custodial wallet app with on- and off-ramp infrastructure. Ramp Network is available in over 150 countries and continues to expand its local services.

Geographic restrictions apply. For EU customers: Ramp Swaps (Ireland) Limited, trading as Ramp Network, is regulated by the Central Bank of Ireland.

Regulatory Warnings

Using Top up, Buy, or Sell:

• Warning: If you invest in this product, you may lose some or all of the money you invest.
• Warning: The value of your investment may go down as well as up.

Using a self-custodial wallet:

• Warning: The provision of this service does not require licensing, registration, or authorization by the Central Bank of Ireland, and as a result is not covered by Central Bank of Ireland rules designed to protect consumers or by a statutory compensation scheme.