NewsStocksYuno Raises $45 Million Series B to Scale Its AI-Native Payments and Financial Services Operating System

Yuno Raises $45 Million Series B to Scale Its AI-Native Payments and Financial Services Operating System

Author: Globalfintechseries·

Key Takeaways

  • Yuno raised $45 million in a Series B round led by Global PayTech Ventures, with backing from Andreessen Horowitz, Tiger Global, QuantumLight Capital, and strategic Gulf-based investors.
  • The company is on track to process $100 billion in annual transaction volume within the next 12 months, serving clients such as McDonald's, NetEase Games, and Rappi.
  • Over the past year, Yuno recovered more than $5 billion in otherwise-failed transactions and lifted merchant authorization rates by approximately 5 percent.
  • The funding will support expansion into in-person payments, agentic commerce capabilities, and a deeper push into the United States market.
  • Yuno recently received Payment Technical Service Provider certification from the Saudi Central Bank and established partnerships across the Gulf region, including a buy-now-pay-later collaboration with Tabby.
Yuno Raises $45 Million Series B to Scale Its AI-Native Payments and Financial Services Operating System

Yuno, an AI-native operating system for global payments and financial services that powers the financial infrastructure of enterprise merchants, banks, and wallets, has raised $45 million in a Series B round led by Global PayTech Ventures.

The round drew participation from Andreessen Horowitz, Tiger Global, QuantumLight Capital (the AI-driven venture firm founded by Revolut CEO Nik Storonsky), Monashees, Kaszek, and Endeavor Catalyst, among others. Strategic regional investors also joined, including Rasmal Ventures — Qatar's first investment firm, backed by the Qatar Investment Authority (QIA), bridging Gulf capital with global innovation; Further Ventures, a sovereign-backed investment firm based in Abu Dhabi; and GrowthX Capital, backed by tech investor and entrepreneur Hamad Al-Hajri.

The capital will be directed toward research and development, next-generation payments technology, and the continued expansion of Yuno's global infrastructure. The company said the funding will accelerate its path to profitability and cement its position as a category leader in global financial infrastructure.

Founded in Colombia in 2022, Yuno serves customers including McDonald's, NetEase Games, GoFundMe, inDrive, and Rappi. The company is on a trajectory to process $100 billion in annual transaction volume within the next 12 months. The company's Colombian roots place it within Latin America's broader emergence as a fintech hub, where firms like Kaszek and Monashees — both early Yuno backers — have helped build a generation of regional champions now expanding globally.

Over the past year, Yuno recovered more than $5 billion in otherwise-failed transaction volume for merchants on its network, lifted authorization rates by approximately 5 percent, and saved customers more than $500 million in processing costs. For large merchants, even a single percentage-point improvement in authorization rates can translate into tens of millions of dollars in recovered revenue, which is why payment orchestration has become a priority category for enterprises operating across multiple regions. In the same period, the company added 150 new integrations and deepened local coverage across every continent.

Agnostic by design, Yuno connects businesses through a single API to over 1,000 payment methods and more than 460 integrations across 190-plus countries, with intelligent routing, one-click checkout, and AI-powered fraud detection built in. The platform enables a business to activate a new market in a matter of days. Historically, global merchants have had to negotiate and integrate separately with dozens of acquirers, gateways, and local payment methods — a process that can take months per market.

The company pointed to the gaming industry as a prime example of this capability. When a major gaming publisher launches a new title, players arrive from dozens of countries within the same hour, paying with their preferred local methods — wallets in Southeast Asia, vouchers in Latin America, and carrier billing in the Middle East. Yuno handles all of these through a single integration, ensuring that each launch day runs smoothly and revenue is fully captured.

For global enterprises, the network consolidates every market into a single integration, layering fraud prevention, KYC/KYB compliance, and real-time optimization, so acceptance improves and routing accelerates with every transaction.

Yuno increasingly partners with banks and payment providers that white-label its technology, including dLocal, the NASDAQ-listed cross-border payments platform, and Prosa, Mexico's largest payments processing network — allowing a single contract to serve an entire market. This white-label approach positions Yuno not only as a direct merchant tool but also as underlying infrastructure for the broader financial services ecosystem.

Product expansion is poised to be a core use of the new funding. Customers are asking Yuno to cover more of their stack, and the company is responding by extending the platform to in-person payments, deepening its agentic commerce capabilities, and scaling its presence in the United States, where established players like Stripe, Adyen, and Braintree have long dominated the enterprise payments landscape.

"Most companies raise a Series B to buy growth. We're raising ours to meet our customers' growth, and extend our lead, with a clear line to profitability in the year ahead," said Juan Pablo Ortega, Co-Founder and CEO of Yuno. "AI has changed the economics of building this company. We grow faster and operate leaner than the generation of infrastructure players before us. Being local everywhere is the hardest problem in payments, and anyone starting on it today is at least two years behind. With this round we intend to consolidate that leadership on a truly global scale, with real financial discipline."

The round's regional investors underscore Yuno's momentum across the Middle East. The financing follows Yuno Payments Arabia's Payment Technical Service Provider certification from the Saudi Central Bank in April 2026, a partnership with Tap Payments that opened local rails including Mada, KNET, and NAPS across all six Gulf Cooperation Council countries, and a buy-now-pay-later partnership with Tabby, which serves more than 25 million shoppers across Saudi Arabia and the UAE. ACI Worldwide ranks the Middle East as the world's fastest-growing real-time payments market.

"The hardest problem in payments is being genuinely local everywhere, and Yuno has solved it at global scale, which is exactly why it resonates in our region," said Soumaya Ben Beya Dridje, Partner at Rasmal Ventures. "The Gulf is now one of the fastest-growing payments markets in the world, and its future runs along the region's new trade corridors, the same wallets, rails, and shoppers Yuno already connects. We invested because Juan Pablo and his team are building the infrastructure those corridors need, and because they pair that global ambition with real financial discipline. That combination is rare, and it's precisely what we back."

"Since joining Yuno's board last fall, I've seen firsthand how Juan Pablo and his team are redefining payments infrastructure," said Javier Perez, Managing Partner of Global PayTech Ventures and board member of Yuno. "Yuno combines global reach, local intelligence, and AI-driven execution to help customers increase global presence, authorization rates, reduce costs, and scale faster. I'm proud to support the team as it builds a leading global payments infrastructure company."