XRP Whales Accumulate 330 Million Tokens in 96 Hours as Holdings Reach 16.36 Billion

XRP whales have increased their holdings by more than 300 million tokens in just 96 hours, according to data highlighted by crypto analyst Ali Charts, who regularly shares on-chain data on X. XRP is the native cryptocurrency of the XRP Ledger, a payments-focused blockchain, and because the ledger is public, large-holder balances can be viewed directly by anyone.

Santiment data cited by Ali Charts shows that the collective XRP balance of tracked large holders rose from approximately 16.03 billion XRP to 16.36 billion XRP. The increase amounts to roughly 330 million XRP accumulated over the four-day period shown in the data. At 16.36 billion tokens, the tracked cohort controls roughly 16% of XRP's maximum supply of 100 billion tokens.

The latest accumulation has brought whale activity back into focus as investors watch for signs that large-holder buying could eventually support stronger demand for XRP. However, the available data does not show that the accumulation will immediately lead to a higher XRP price.

The Santiment-based chart also suggests that whale buying did not happen evenly throughout the 96-hour period. Instead, the tracked holdings rose in several stages, with accumulation becoming much stronger in the later part of the period.

XRP Whale Holdings Climb to 16.36 Billion

The chart first showed tracked whale holdings moving gradually toward about 16.07 billion XRP.

Buying then accelerated, pushing the collective balance toward roughly 16.25 billion XRP before another increase brought holdings closer to 16.36 billion XRP.

The difference between the starting and ending figures represents about 330 million XRP added by the tracked whale group during the four-day period.

That increase is significant because whale balances are often closely monitored by cryptocurrency traders looking for shifts in the behavior of large market participants. Wallet-cohort tracking has become a staple of crypto market analysis, with on-chain analytics firms such as Santiment aggregating balances across groups of addresses. This kind of visibility differs from traditional equity markets, where the positions of major investors generally become public only through periodic regulatory filings.

When major holders steadily increase their token exposure, market observers may interpret that activity as a sign that some large investors are becoming more interested in accumulating at current price levels.

Even so, whale accumulation should not automatically be treated as a bullish price signal.

The chart does not specify the exact wallet balance range Santiment used to classify these addresses as whales. As a result, the available information does not show how much XRP is currently held by each individual wallet in the tracked group.

XRP Whale Accumulation Extends Beyond 300 Million Tokens

The latest 330 million XRP increase is not the only recent example of large-holder buying.

Ali Charts has also pointed to another period in which whales accumulated more than 72 million XRP within 24 hours.

Separate Santiment-based figures showed that large holders accumulated more than 380 million XRP during an earlier seven-day period, indicating that whale activity has remained elevated across multiple timeframes.

That pattern has also coincided with stronger activity in large-value XRP transactions.

Transactions worth more than $1 million reportedly increased by 280%, with approximately 38 transactions recorded. Together, rising whale balances and increased high-value transaction activity have drawn additional attention to XRP's market structure.

For traders, the main question is whether these moves reflect sustained accumulation or only temporary positioning by large investors.

Large XRP Transactions Add to Whale Activity

The rise in high-value XRP transactions offers another sign that significant capital has been moving through the network.

A 280% increase in transactions valued above $1 million is notable because such transfers can involve large investors, institutions, exchanges, or other major market participants.

However, transaction size alone cannot reveal the purpose behind every transfer.

A large XRP transaction could represent accumulation, a transfer between wallets, exchange activity, or portfolio restructuring. For that reason, transaction data must be considered together with wallet balances and broader market conditions.

In the latest case, the simultaneous rise in tracked whale holdings provides additional context for the elevated transaction activity.

The data suggests that major XRP holders have been more active while their collective balances increased. Whether that trend continues could become an important factor for investors watching XRP's next major price move.

XRP Price Remains Below Its January 2025 Peak

Despite the recent accumulation, XRP — one of the largest cryptocurrencies by market capitalization — remains well below its January 2025 peak of about $3.30.

The cryptocurrency has traded around the $1 range during several periods in which large holders increased their exposure. That highlights an important distinction between whale accumulation and immediate price performance.

Large investors can accumulate assets without triggering an immediate breakout. Price direction still depends on broader market liquidity, investor demand, trading activity, and overall cryptocurrency sentiment.

For XRP, sustained whale accumulation could matter more if it is accompanied by stronger spot demand and greater market participation.

Conversely, if whale balances rise while the broader market remains weak, accumulation alone may not be enough to support a lasting price recovery.

What XRP Investors Are Watching Next

The latest whale activity gives XRP traders several metrics to monitor.

The first is whether tracked whale holdings continue to rise after reaching about 16.36 billion XRP. A further increase would suggest that the recent accumulation trend has not ended.

The second is high-value transaction activity. If transactions worth more than $1 million remain elevated, market participants may continue to look for signs of increased activity among large XRP holders.

The third is XRP's price performance.

The token's ability to attract broader demand will ultimately determine whether whale accumulation develops into a more meaningful market trend. Large-holder buying can be an important signal, but it does not guarantee that prices will move higher immediately.

For now, the available data shows a clear increase in the amount of XRP controlled by tracked large holders. More than 300 million XRP was added over 96 hours, while other accumulation periods have pushed total whale buying even higher across different timeframes.

Conclusion

XRP whales accumulated about 330 million tokens over 96 hours, raising their collective tracked holdings from roughly 16.03 billion XRP to 16.36 billion XRP, according to Santiment data highlighted by Ali Charts.

The accumulation took place in several stages, with buying activity accelerating later in the period. Other data also pointed to more than 72 million XRP accumulated during a separate 24-hour period and more than 380 million XRP accumulated during an earlier seven-day period.

At the same time, transactions worth more than $1 million reportedly increased by 280%, reaching approximately 38 transactions.

The figures point to increased activity among major XRP holders, but they do not guarantee a near-term price rally. XRP remains far below its January 2025 peak near $3.30, making continued whale accumulation, transaction activity, and broader market demand important metrics to watch.