Ripple, a provider of blockchain solutions spanning traditional and digital finance, has announced new capabilities for Ripple Treasury designed to enable global businesses, including American Airlines, Trax, Christian Louboutin, Subway, Adecco, and Kingfisher, to manage cash, liquidity, and payments around the clock. Unveiled at Ripple’s Swell 2026 conference, the announcement represents a step toward always-on corporate treasury, combining established treasury management functionality, AI-powered orchestration, and digital rail infrastructure.

As artificial intelligence accelerates financial decision-making and digital payment rails extend money movement beyond traditional banking hours, businesses increasingly require treasury operations can keep pace. Corporate treasury workflows have historically been structured around banking cut-off times, end-of-day processes, and settlement windows, a framework that constrains when finance teams can move money or act on decisions. At the center of the new Ripple Treasury experience is an orchestration layer that works with GSmart, the platform’s treasury-native AI capabilities, to coordinate and automate workflows across cash positioning, forecasting, reconciliation, liquidity management, and payments. By linking decisions with execution, Ripple Treasury aims to help finance teams reduce manual processes, respond more quickly to changing financial needs, and move toward fully always-on treasury operations.

“Treasury is moving from visibility to action, and the emerging challenge is orchestration: connecting trusted data, intelligence and the ability to move money so that better decisions turn into timely execution,” said Kevin Permenter, Research Director at IDC. “Platforms that bring those layers together, rather than assembling them across providers, are addressing the constraint that matters most.”

Market data cited in the announcement points to the liquidity backdrop. According to the 2026 AFP Liquidity Survey, 46% of organizations increased their U.S. cash balances over the past year, while 86% of treasury professionals said their organizations would choose real-time money market funds if those funds met their investment policies. The findings indicate an emerging opportunity for businesses to manage cash more productively without compromising liquidity requirements.

One of the ways Ripple Treasury is addressing this need is 24/7 Returns, a new capability designed to help eligible corporate customers generate returns on operating cash that would otherwise remain idle overnight, over weekends, and during holidays. Ripple Treasury customers may earn returns on qualifying digital assets held in a Ripple wallet, including RLUSD, Ripple’s U.S. dollar-backed stablecoin, subject to meeting program requirements. Stablecoins such as RLUSD are designed to hold a stable value against a reference currency and to move on blockchain networks that operate continuously rather than within banking hours. The company said businesses can put eligible cash to work beyond traditional banking hours without independently managing the underlying digital asset transactions. The announcement did not detail the specific program requirements governing eligibility for 24/7 Returns, a rollout detail that will determine which corporate customers can access the capability.

“When one of the core tenets of your business is payment accuracy and security, you have to have an incredible partner and ecosystem,” said Blake Tablak, CEO of Trax. “Our partnership with Ripple Treasury is just getting started and already returning value.”

“The way businesses move money is changing, and treasury needs to evolve with it,” said Renaat Ver Eecke, Senior Vice President of Ripple Treasury. “As AI accelerates decision-making and digital rails enable money to move around the clock, businesses need systems that can keep pace. Our vision is to bring treasury management, intelligence, and execution together, giving finance teams the ability to act faster and operate continuously without adding complexity or sacrificing control.”

The launch builds on Ripple’s broader strategy to connect corporate finance with modern financial infrastructure. By bringing together treasury management, payments, liquidity, stablecoins, and custody, Ripple aims to give enterprises a more integrated way to manage and move money across fiat and digital rails. Rather than requiring businesses to assemble and manage multiple disconnected providers, Ripple positions itself as a single partner for increasingly complex treasury operations, helping to reduce operational friction and simplify the adoption of digital assets.

The announcement was originally published by GlobalFinTechSeries.