Regions Bank on Wednesday announced the launch of Regions Whole Loan Advisory (RWLA), a specialized advisory team within Regions Securities LLC designed to help financial institutions strategically buy, sell and manage whole-loan portfolios across multiple asset classes.

The new team expands Regions Corporate Banking capabilities by providing consultative guidance on balance sheet optimization, loan portfolio diversification, liquidity management and funding strategies for community banks, specialty finance companies and institutional investors.

What is Regions Whole Loan Advisory?

Regions Whole Loan Advisory is a consultative advisory platform that helps lenders and investors execute customized transactions aligned with their strategic and financial objectives. RWLA works with:

• Community banks
• Specialty finance companies
• Institutional loan investors
• Loan originators, buyers and sellers

The team focuses on relationship-driven execution, not commoditized transactions, helping counterparties navigate complex balance sheet and concentration challenges.

What Asset Classes are Supported by Regions’ Whole Loan Advisory Team?

RWLA supports transactions involving:

• Commercial real estate and multifamily loans
• Consumer unsecured loans, including auto, solar, credit cards and home improvement loans
• Residential mortgage loans, including prime jumbo, ARM, non-QM, HELOCs and second liens
• Mortgage servicing rights (MSRs)
• Performing and non-performing residential loans, including seasoned and “scratch & dent” assets

Why Regions Bank Is Expanding Its Corporate Banking Capabilities

Rit Amin, head of Capital Markets for Regions Bank, said Regions Whole Loan Advisory represents an important expansion of the company’s Corporate Banking solutions. The service enables Regions to offer additional solutions to existing clients and recruit new clients as part of Regions’ long-term strategy for continued business growth.

“Regions Bank has earned a reputation for insightful, intuitive service, backed by experienced professionals who work as one strong, united team to design complex solutions benefiting the client,” Amin said. “Stronger balance sheets, smarter decision-making and improved yield are just some of the results the Whole Loan Advisory Group will bring to the businesses we serve.”

The launch adds a dedicated advisory layer to a market where banks and investors often need specialized support to evaluate asset sales, portfolio construction and funding choices across different loan types. By housing those services inside Regions Securities LLC, the bank is positioning the offering alongside its broader corporate banking toolkit rather than as a standalone product.

Leadership: Experienced Fixed-Income and Whole-Loan Professionals

Regions Bank said it recruited recognized leaders in the field to launch the division, immediately adding decades of experience for the benefit of clients. RWLA leaders include:

Ricardo Diaz, Managing Director

Ricardo Diaz brings more than 30 years of experience in fixed-income capital markets, asset-backed securities and bank balance sheet strategy. Before joining Regions Securities LLC, he served as managing director at Janney Montgomery Scott following its acquisition of FIG Partners. His background includes leadership roles at Merrill Lynch, Bank of America, AIG, Truist, formerly SunTrust, and Angel Oak.

Amy Boothe-Fuentes, Managing Director

Amy Boothe-Fuentes brings extensive experience advising banks and specialty finance companies on whole-loan transactions and forward-flow strategies across residential, commercial real estate and consumer asset classes. She previously held senior portfolio management and research roles at Janney Montgomery Scott, Truist Capital Markets, AllianceBernstein and MetLife.

Regions said the new advisory team is intended to expand its corporate banking offerings and deepen its services for clients across the whole-loan market.