Nigerian fintech PiggyVest has launched a redesigned app and a slate of new products — Kids Accounts, Joint Accounts, and PiggyVest Business — in a clear signal that it intends to grow well beyond its original focus on savings.

The announcements were made at OpenHouse 2026, the company's annual community event, held at the National Theatre in Lagos on September 26. Alongside previews of the new offerings, PiggyVest showcased updates to its existing PocketApp and Investify platforms.

OpenHouse brings together users, founders, partners, and leading figures from the technology and business worlds for conversations about money, work, and technology, as well as product reveals. This year's edition carried added weight: it marked a decade since PiggyVest first launched as Piggybank.ng on January 7, 2016.

The platform spent its first three years as a savings-only service. In April 2019, it rebranded as PiggyVest and expanded into investments. That step set the pattern for the decade that followed: a steady widening of how much of a user's financial life the platform covers, culminating in the household-focused lineup unveiled at OpenHouse 2026.

The company's early numbers now look improbable. In its first year, it gathered about ₦21 million savings, and co-founder Ayo Akinola has said the first version of the product was built in under a month. The early traction demonstrated that Nigerians were ready to put money into a digital savings platform. The bigger hurdle was building trust with users cautious about handing their money to a new, largely unknown firm.

From those beginnings, PiggyVest has worked to deepen its relationship with users, expanding from basic savings into investments and a range of financial services designed around the distinct financial habits of Nigerians. That growth has earned international recognition: the company was named to CNBC and Statista's list of the World's Top Fintech Companies in 2026, its third consecutive year in the Wealth Technology category.

From anniversary to ambition

At OpenHouse, the conversation moved from past achievements to future plans. Joshua Chibueze, PiggyVest's co-founder and Chief Marketing Officer, noted that the company is now serving a different kind of Nigerian user than it was ten years ago. Many people today earn a living through online businesses, content creation, social media, WhatsApp sales, and other non-traditional work rather than conventional 9-to-5 jobs — and their financial needs are evolving as a result.

With those changes in mind, PiggyVest aims to become “the financial operating system for the Nigerian household.” Chibueze said the goal is to offer products that address people's shifting financial stages and needs throughout their lives. In practice, that means designing for money earned outside conventional employment, shared across family members, or run through a business — needs a savings-only product was never built to meet.

“People want to save. They just need the right environment to do it,” Odunayo Eweniyi, co-founder and Chief Operating Officer, said reflecting on the company's early years.

The products unveiled at OpenHouse were designed with that vision in mind, aiming to help Nigerians navigate their financial journeys in a more personalised and supportive way.

The new product lineup

The lineup maps directly onto the changing user base Chibueze described, stretching the platform across children's accounts, shared goals, and business needs.

PiggyVest Kids allows parents to open accounts for their children directly from their existing profiles. The feature supports multiple accounts and is built to encourage good savings habits, with parents able to set specific rules around access and usage.

Joint Accounts let individuals, friends, family members, or partners save together, promoting collaborative financial management.

For business owners, PiggyVest Business offers tools for tracking expenses and managing cash flow, strengthening financial oversight with features such as SafeLock and Flex Naira. Business accounts can be set up through the app or the company's website.

Smart Salary, which launches next week, will enable users to schedule when portions of their salary become available to spend. The feature targets the familiar problem of salaries depleting rapidly by controlling access to funds.

The core app itself has been redesigned for a better user experience, and is now smaller, faster, and easier to navigate. Users can fund their PiggyBank accounts through direct bank transfers, and Group Target Savings has been simplified to make collaboration easier.

PiggyVest is also pushing further into the dollar market. Its Flex Dollar feature can now be funded via an account number, and future enhancements are expected to add stablecoin options and seamless transfers between Flex Dollar accounts and PocketApp.

“The PiggyVest of the past is very different from the PiggyVest of the future,” Chibueze said.

With the rollouts, the company is committed to making saving and financial management more accessible and tailored to users' needs, whether for children, joint goals, businesses, or personal finances.

PocketApp rebuilt from the ground up

PocketApp has undergone the most sweeping transformation, with the overhaul driven by co-founder Ayo Akinola. The team reassessed the app's development and concluded that a complete rebuild was necessary.

The new PocketApp features a cleaner interface that makes it easy to check balances and complete key actions. Notable additions include Quick Send, which saves frequent payment details for convenience, and Scan to Pay, which lets users scan account information before confirming transactions.

A Split feature enables users to create payment links for shared expenses, even when not everyone involved has a Pocket account. The app also consolidates bills and utilities, and allows users to discover events and purchase tickets in one place. Akinola's stated aim is to position Pocket as a comprehensive payments solution, introducing the Pocket ID for even simpler transactions — a move that would place everyday payments within the same orbit as the company's savings and investment products.

Support has been enhanced as well: users can now shake their phones to report issues, ensuring quicker feedback and faster resolutions.

A broader financial experience

Taken together, the updates mark a significant shift in PiggyVest's aspirations. When it launched in 2016, the company's core idea was helping Nigerians save by making their savings difficult to spend. Entering its next decade, it is broadening its scope toward a more comprehensive financial experience — one that spans children's savings, shared goals, business tools, and day-to-day payments.

Concluding the event, Eweniyi outlined the company's ambitious goals: helping users access wealth, enabling smoother transitions between saving and banking, offering protection against financial setbacks, and expanding financial services beyond borders. The new Kids Accounts, Joint Accounts, Business tools, Smart Salary, and the PocketApp redesign are, in the company's framing, early signs of what that future holds for PiggyVest.

The near-term checkpoints will be Smart Salary's launch next week and the promised Flex Dollar upgrades, including stablecoin funding and seamless transfers to PocketApp, as the company moves to turn its tenth-anniversary announcements into live products.