Paycode has announced that Colin Digby, a seasoned industry veteran in global payments and foreign exchange, has joined the company as Chief Revenue Officer.

Digby brings extensive leadership experience from Mastercard, Crown Agents Bank, Barclays, Deutsche Bank, JPMorgan and Citibank. In his new role, he will lead Paycode's global revenue strategy and expand partnerships with banks, governments and development organisations. The appointment signals Paycode's intent to scale commercially as it targets institutional partnerships rather than competing directly in the consumer fintech space, and Digby's background across both card networks and development-focused banking aligns with the mix of commercial and public-sector clients the company serves.

Paycode's payments and digital identity technology is already delivering secure, offline-capable solutions in some of the world's most challenging markets, including Afghanistan, the Democratic Republic of the Congo (DRC), Ethiopia, Ghana, Sudan, Syria and Zambia. Offline capability is a key differentiator in these markets, where unreliable connectivity and limited banking infrastructure have long constrained the reach of conventional digital payment systems, and combining payments with digital identity addresses the lack of official identification that excludes many people from formal financial services.

Gabriel Ruhan, CEO of Paycode, said: "Colin's track record speaks for itself. He knows how to build commercial momentum in tough markets, and he'll help accelerate Paycode's mission to deliver world-class payments infrastructure where it's needed most."

Commenting on his appointment, Colin Digby, Chief Revenue Officer at Paycode, said: "Having spent my career connecting hard-to-reach markets to the global financial system, joining Paycode felt like a natural next step. This is a business with real technology solving real problems, bringing identity and access to people who have been locked out of the formal economy for too long. I'm really looking forward to working with the world-class Paycode team and our partners to build on the momentum and open up new markets around the world."

The appointment comes as cross-border payment modernisation continues to draw attention from development institutions and financial regulators, with growing focus on reducing the cost and friction of remittances and aid disbursement in emerging markets — a segment where Paycode's existing deployments position it as the hire takes effect.