OWN BANK, The Rural Bank of Cavite City, Inc., has appointed Don Niño Santos as its new president and chief executive officer as it seeks to strengthen its digital capabilities and broaden financial access.

Mr. Santos has more than 27 years of leadership experience in banking, fintech, telecommunications, risk management, and regulatory compliance. Before his appointment, he served as Own Bank’s chief risk officer.

Prior to joining Own Bank, he held senior leadership positions at Globe Telecom, Inc., including group chief risk officer and chief compliance officer of GCash.

Own Bank said the appointment comes as it continues to expand its reach across the Philippines while investing in secure and emerging technologies to make financial services more accessible. As rural banks and digital-first lenders compete to serve customers beyond traditional branches, leadership that combines risk oversight, compliance, and fintech experience has become increasingly relevant for institutions trying to scale while maintaining governance standards.

“I am honored to lead Own Bank at this important stage of its journey. Together with our employees, partners, and stakeholders, we will continue building a bank that is trusted, customer-centered, and committed to responsible innovation. Our focus is not only on growth, but on creating meaningful value for our customers while upholding the highest standards of governance, integrity, and service,” Mr. Santos said.

“Mr. Santos’ appointment reflects the Board’s confidence in his leadership, integrity, and extensive experience in banking, fintech, and digital transformation. We are confident that under his leadership, Own Bank will continue to strengthen its commitment to innovation, customer trust, and sustainable growth while advancing financial inclusion for more Filipinos,” Own Bank Chairman of the Board of Directors Mary Cheung said. — A.M.C. Sy