Momnt, a financial technology company specializing in real-time lending and payment solutions, has appointed Timothy Bado as Chief Compliance Officer. In the role, Bado will lead the company's compliance function in addition to serving as Senior Legal Counsel, a position he has held since joining Momnt in 2025. During his tenure with the company, he has played an integral role in supporting its strategic business initiatives.

The appointment comes as Momnt continues to grow its embedded lending platform, with the company pointing to strong regulatory compliance and risk management as priorities amid its expansion in the home improvement market. Momnt's platform embeds financing directly into merchants' sales channels, providing real-time lending and payment options for home improvement merchants and their customers. Because embedded lending places credit at the point of sale, the model operates within the scope of consumer lending regulation, making compliance programs a core operational component for platforms scaling their merchant networks.

"As home improvement financing continues to evolve, responsible lending and regulatory compliance remain central to how we serve our customers and lending partners," said Bado. "Momnt is committed to making financing simple and accessible for merchants and their customers, and my role is to make sure our legal and compliance programs support that commitment as we scale."

Bado previously practiced law at King & Spalding and, most recently, Troutman Pepper Locke, where he represented corporations and individuals in government investigations and enforcement actions, including in the financial services sector. Backgrounds spanning government investigations and enforcement work are a common foundation for compliance leadership roles across financial services companies.

Tom Anderson, Chief Executive Officer of Momnt, said the appointment reflects Bado's deep familiarity with the company's operations, lending partners, and regulatory environment.

"Tim has been a trusted partner to our leadership team since joining Momnt," Anderson said. "He understands our business, our lending partners, and the regulatory landscape we operate in, and his expert guidance has been central to our strategic initiatives. That combination makes him the right person to lead our compliance strategy as we expand our reach in the home improvement market."

With Bado's appointment, Momnt continues to strengthen its executive team and reinforces its positioning as a market leader dedicated to empowering home improvement merchants and financial institutions through seamless, real-time lending and payment technology. As the platform adds merchants and lending partners, the compliance program under Bado will form part of the operational base supporting that expansion.