San Francisco, California — August 24, 2026 (ZEX PR WIRE) — For years, competition in the cross-border payments industry has centered on faster settlement, broader payment coverage, and lower transaction costs. Those levers matter in a market whose annual flows are measured in the trillions of dollars. Mesta argues that the next phase of competition will look fundamentally different.

The company today announced the launch of its white-labeled self-service Customer Portal, which enables payment providers, fintech companies, and B2B software platforms to deliver cross-border payment services entirely under their own brands while relying on Mesta's underlying financial infrastructure.

The launch builds on Mesta's broader vision of helping businesses manage the entire lifecycle of money through a single operating system. Rather than stitching together multiple financial providers, businesses can access Mesta's Store, Grow, and Pay capabilities from one unified platform.

The announcement reflects a broader shift taking place across financial services. Instead of sending customers to third-party payment platforms, businesses increasingly want payment capabilities to exist natively inside their own products. The pattern echoes banking-as-a-service, where licensed banks and card infrastructure providers power financial products issued under fintech and consumer brands; Mesta is applying a similar playbook to cross-border payments. To that end, Mesta now offers two ways to achieve it. Enterprises building deeply embedded financial experiences can integrate directly through Mesta's APIs, while growing payment providers and software companies can launch through the White-Labeled Customer Portal. Both routes draw on the same underlying infrastructure, allowing businesses to choose the path that best fits their growth stage.

Using the Customer Portal, customers of fintech platforms can onboard themselves, complete KYB — the business-identity verification required under anti-money-laundering rules — manage beneficiaries, and initiate international payments through a fully branded interface, while transactions continue to move through Mesta's global payment infrastructure.

Since launching in November 2024, Mesta has processed more than $2 billion in transaction volume across 100+ countries, supporting payments in more than 40 currencies. The platform combines treasury infrastructure, traditional fiat rails, and stablecoin networks into a single operating platform that enables businesses to store, grow, and pay from one infrastructure layer. Stablecoins have become an increasingly common settlement medium for cross-border transfers, and newer infrastructure providers are pairing on-chain networks with traditional banking rails as part of that trend.

"Payments are increasingly becoming infrastructure rather than destination products," said Sandeep Pyapali, Founder and CEO of Mesta. "Businesses want to own the customer relationship while relying on proven infrastructure underneath. The White-Labeled Customer Portal is our answer to that shift. Whether customers integrate through our APIs or launch quickly with their branded Customer Portal, the goal is the same: make global payments feel native to their own products."

Unlike traditional merchant portals, which require businesses to manage customer onboarding and payment initiation themselves, the White-Labeled Customer Portal allows end customers to complete these workflows independently, reducing operational overhead while improving scalability. The approach also lowers the barrier for smaller providers to offer branded cross-border services without building their own banking relationships and compliance operations, since those functions run on Mesta's infrastructure underneath.

The launch extends Mesta's broader platform strategy of enabling businesses to store, grow, and move money through a single operating layer spanning both fiat and stablecoin ecosystems. As embedded finance continues to mature, Mesta believes that invisible infrastructure — rather than customer-facing payment brands — will become the defining characteristic of the next generation of financial services.

About Mesta

Mesta is a global fiat and stablecoin operating system that enables businesses to store, grow, and pay money through a single infrastructure layer. Its platform combines local payment rails, global banking networks, and stablecoin infrastructure to help payment providers, fintechs, and global businesses build modern cross-border financial products.

Today, Mesta supports payments across 100+ countries and 40+ payout currencies, and has processed more than $2 billion in transaction volume through 30,000+ cross-border transactions in the 21 months since launch.

Founded by Sandeep Pyapali — formerly of Uber, PayPal, and BILL — Mesta is led by a team with deep experience in global payments, banking infrastructure, and financial technology. The company is backed by leading venture capital firms and strategic fintech investors, including Village Global, Circle Ventures, Paxos, Garuda Ventures, Canonical Crypto, Everywhere Ventures, and Inventum Ventures.