Lemonade, the tech-first insurance company, announced the availability of its renters insurance in Kansas. The expansion gives renters across the state a simple and fast way to obtain coverage that fits their lifestyles, and adds another state to Lemonade’s broader push to make its digital-first insurance tools available nationwide.

Lemonade Renters offers flexible coverage through an app that allows renters to get quotes, purchase policies, update existing policies, and file claims in one place. About 40% of claims are handled instantly, helping renters receive assistance more quickly after a covered loss. “Renters in Kansas deserve the same easy insurance experience as everyone else,” said Dan Timsit, Head of Renters Insurance at Lemonade. “We built Lemonade to cut through the complexity that makes traditional insurance painful: simple quotes, instant claims, and rates that don’t break the bank. Kansas brings us one step closer to making that available nationwide.”

Coverage starts at $5 per month, making it one of the more affordable renters insurance options available. Based on company and industry data, Lemonade’s renters insurance rates are approximately 30% lower than the national average.

Customers may also be eligible for additional savings through policy bundling, qualifying home safety devices, or annual billing. For renters comparing policies, the Kansas launch underscores how insurers are increasingly packaging convenience, pricing, and claims handling into a single mobile experience rather than treating them as separate steps.

Lemonade currently serves more than 3 million active customers and has earned recognition from organizations and publications including Forbes, CNBC, and U.S. News & World Report for its insurance products and customer experience.