PROVIDENCIALES, Turks and Caicos Islands, Sept. 1, 2026 /PRNewswire/ — KuCoin, a leading global crypto platform built on trust, today announced an upgrade to its Institutional Interest-Free Lending Program that adds support for its Unified Trading Account (UTA).

The upgraded program lowers the qualifying external 30-day trading-volume requirement for newly registered API clients from 30 million to 10 million USDT. It also offers 0% interest for the first two months without a volume requirement. Eligible clients may borrow up to 3 million USDT for use across Spot, Margin and Futures.

As institutions work across more products and strategies, capital can become fragmented between accounts, increasing costs and operational friction. KuCoin said integrating lending with a unified account brings financing closer to execution, helping professional teams use collateral and deploy capital more efficiently. For firms that already rely on API connectivity and multi-product trading, the change is aimed at reducing the need to move assets between separate accounts before a position can be managed.

UTA is an account framework that allows eligible users to manage capital across supported trading products through a single account structure. With Institutional Lending integrated, borrowed funds can be deployed across Spot, Margin and Futures without transfers between separate trading accounts. Borrowing is available in USDT, USDC, BTC and ETH.

KuCoin introduced targeted interest-free credit in 2024, offering eligible API traders and quantitative teams up to 500,000 USDT, along with fee benefits, enhanced connectivity, higher API limits and technical support. In 2025, borrowing increased to 3 million USDT, with support for multiple borrowing assets and the ability to combine funds from sub-accounts as margin across eligible products. KuCoin said the 2026 upgrade marks the next stage of that development, moving the program from targeted credit support toward more integrated institutional capital infrastructure.

“Professional market participants need timely, flexible and capital-efficient access to liquidity. Effective institutional lending infrastructure must combine financing at scale, tailored terms and competitive pricing so clients can execute sophisticated strategies with confidence,” said Alison Qin, Head of KuCoin Institutional & VIP. “By integrating lending with UTA, we are bringing capital closer to the accounts and products behind those strategies, making it easier to deploy while helping clients maintain control over execution and risk.”

KuCoin said the upgrade reflects its broader approach to product innovation, which focuses on how users access, manage, deploy and use digital assets. By connecting financing, account infrastructure and execution, the company said it aims to provide institutions with practical tools for participating in the evolving digital asset economy.

About KuCoin

Founded in 2017, KuCoin is a global crypto platform built on trust and security, serving over 45 million users across 200+ countries and regions. The platform says it combines advanced technology, deep liquidity and security safeguards to deliver a trading experience for users. KuCoin provides access to 1,500+ digital assets through a broad product suite and says it remains committed to building transparent, compliant and user-centric digital asset infrastructure for the future of finance, backed by SOC 2 Type II, ISO/IEC 27001:2022, ISO/IEC 27701:2019, ISO 22301:2019 and ISO/IEC 42001:2023 certifications.

In recent years, KuCoin said it has built a global compliance foundation, marked by milestones including AUSTRAC registration in Australia, a MiCA license in Europe and regulatory progress in other markets.

Learn more at www.kucoin.com.

Disclaimer: The information is for corporate PR purposes only and does not constitute endorsement or investment advice.