Singapore-based JuvrixAI has rolled out a no-code platform for building custom artificial intelligence agents on NEAR Protocol, where every agent is issued its own independent blockchain wallet and operates under programmable spending restrictions. According to the company, the platform is intended to tackle financial security risks that emerge as AI agents progress from processing information to independently executing transactions and completing tasks.

Each agent built through the platform receives a dedicated NEAR wallet, with spending caps enforced by smart contracts designed to block unauthorized transactions and keep users' primary funds protected. Users can deploy agents without any programming background and without handing agents unrestricted access to personal wallets or bank accounts.

Security Challenges Emerge as AI Agents Handle Payments

AI agents are increasingly engineered to go beyond answering questions. They can gather research, buy data, sign up for software subscriptions and carry out a variety of online tasks. Because many of these actions require the ability to pay, users who want to delegate financial activity to autonomous systems face new security challenges. Once payment authority is delegated, the security question extends beyond what an AI system says to what it is authorized to spend.

The most common setups today connect AI agents directly to personal wallets or payment cards, leaving users exposed whenever an agent executes an unintended transaction or falls under an attacker's control.

Prompt injection ranks among the most serious threats. In such attacks, malicious instructions hidden inside websites, emails or other digital content override an AI agent's intended behavior. An agent holding unrestricted access to financial accounts could be deceived into sending funds to unauthorized recipients.

JuvrixAI's answer is to quarantine each agent's funds away from its owner's primary accounts and to impose spending restrictions that function independently of the AI system itself.

Inside the Platform: Building and Controlling Agents

Agent creation on the platform follows a four-step workflow that requires no coding skills. Users first choose a template for tasks such as research, shopping or bill payments, then describe how the agent should behave and adjust its functions to suit their needs.

Upon creation, each agent automatically receives its own NEAR account, so its funds remain separate from the owner's main wallet and banking arrangements.

Owners can then apply financial guardrails: daily spending budgets, caps on individual payments and lists of approved recipients. Together, these rules define which transactions an agent may initiate.

A dashboard serves as the control center, where owners can converse with their agents, track completed payments and inspect blocked transaction attempts. If suspicious behavior appears — or an owner simply wants to pause operations — the agent can be frozen instantly.

The platform's core safeguard is architectural: spending restrictions are enforced by smart contracts on NEAR, not by an agent's willingness to obey instructions. Agents never hold their own private keys. They instead submit payment requests to the smart contract, which verifies each transaction against the owner's predefined conditions before releasing funds. The design is meant to guarantee that even a manipulated agent cannot exceed its authorized limits.

JuvrixAI founder Daniel Lee said the platform was built in anticipation of AI agents becoming regular participants in online commerce, routinely researching products, purchasing subscriptions and paying for digital services. He added that the aim was to make agent creation accessible while ensuring owners keep control over financial permissions.

The company announced the launch in a post on X:

The Juvrix Website is Live! Juvrix is a no-code platform where anyone can build their own AI agent on @NEARProtocol. The waitlist is now open for early platform access and the $JUX presale. Join the waitlist: $JUX presale starts 11th November 2026. Every agent comes with its own native wallet and spending limits you set, so it can pay for things without ever touching your main funds. Your AI does the work. You stay in control. #NearBlockchain #NearProtocol #NearLegion

— JuvrixAI | Build AI Agents on Near Protocol (@juvrixai) November 2, 2026

$JUX Token Powers Platform Features

Alongside the platform, JuvrixAI introduced $JUX, a utility token that underpins its ecosystem. Capped at a maximum supply of 100 million units, the token is designed to unlock a range of platform services and governance features.

Paying platform fees in $JUX carries discounted rates compared with stablecoin payments, and the size of a user's holdings can unlock deeper discounts on agent execution.

The token also carries governance functions: holders can vote on new agent templates, development priorities and adjustments to platform fees. Staking $JUX earns a verified trust badge that merchants can check before accepting payments from an AI agent. The badge addresses the receiving side of agent commerce: spending limits govern what an agent can send, while the badge gives merchants a basis for deciding whether to accept an agent's payment in the first place. Staking additionally opens access to higher limits on the number of agents a user can run, and token holders may receive priority entry to the platform's testnet and beta agent templates.

$JUX Presale Opens November 11

The $JUX presale is scheduled to begin on November 11, 2026, at a conversion rate of 1 NEAR for 500 JUX tokens. Individual contributions will range from 50 NEAR to 5,000 NEAR.

In total, 25 million JUX tokens, representing 25% of the maximum supply, have been allocated to the presale. With the waitlist for early platform access already open, the November 11 presale stands as the next scheduled milestone in the platform's rollout.

With the launch, JuvrixAI positions itself at the intersection of autonomous AI systems and blockchain-based financial infrastructure, offering a model in which AI agents can transact while their spending authority remains bounded by predefined, independently enforced restrictions.

This article is based on a report originally published on CoinTrust.