Milton, Georgia, August 11th, 2026, Chainwire

ForumPay, a cryptocurrency payment infrastructure company, has announced a new payment flow that allows customers to initiate purchases using any Visa or Mastercard, as well as bank transfers in selected markets. Funds are routed automatically through ForumPay's existing infrastructure, enabling merchants to offer card and bank payment options without registering as card acceptance businesses — thereby avoiding chargeback liability and PCI-DSS compliance costs while still receiving exactly the invoiced amount.

The company describes the release as one of its most ambitious efforts to date to bridge traditional payment rails with crypto infrastructure. The launch comes as payment processors and fintech firms more broadly have been racing to connect conventional banking and card networks with blockchain-based settlement, aiming to give merchants the familiarity of legacy rails alongside the speed and borderless reach of digital assets. ForumPay already enables merchants to accept crypto payments across online, in-store, and in-app channels, with instant conversion and next-day settlement.

How the New Payment Flow Works

Under the updated system, customers can initiate payments using any Visa, Mastercard, or bank transfer in selected markets. Those funds are then automatically used to purchase digital assets and are processed through ForumPay's existing crypto payment infrastructure. Transactions are converted and settled according to the preferences each merchant has already configured on their account.

Merchants receive precisely the amount invoiced. For example, if a customer is billed $100, then $100 is what arrives in the merchant's preferred bank account. ForumPay passes the additional card and bank transfer processing costs directly to the payer, meaning merchants continue to pay only their usual crypto acceptance fees — the same fees that would apply to any transaction processed through the platform. By converting the card or bank funds into digital assets before they reach the merchant's settlement layer, ForumPay keeps the merchant on the crypto side of its infrastructure and avoids triggering the merchant-of-record obligations that traditional card acquiring would impose.

Addressing Operational and Compliance Burdens

Businesses increasingly seek to offer customers greater flexibility at checkout, but adding new payment methods typically introduces additional operational burdens. Card acceptance, in particular, can bring chargeback exposure, compliance requirements, fraud management responsibilities, and more complex settlement processes — challenges that intensify for organizations operating across multiple markets. For smaller merchants especially, the cost and complexity of achieving and maintaining PCI-DSS certification can be a meaningful barrier to accepting cards directly.

ForumPay's approach allows businesses to expand the range of available payment methods without assuming the compliance architecture, risks, and costs that card acceptance would ordinarily require. Merchants can continue receiving funds according to their established settlement preferences without overhauling their operations to accommodate the new options.

About ForumPay

ForumPay is a cryptocurrency-to-fiat payment technology firm. Its core processing technology is designed to help businesses attract new customers, optimize spending capacity, and increase revenue. The company's wallet-agnostic solution enables crypto consumers to spend their preferred cryptocurrency from any wallet, covering everyday goods and services as well as luxury goods, automobiles, real estate, and private jets.

ForumPay eliminates merchant exposure to crypto price volatility by processing transactions with instant crypto-to-fash conversion. Merchants receive payments in the currency of their choice, deposited directly into their bank account. The company states that the transactional experience is comparable to accepting cash, credit cards, or bank transfers, but simpler, faster, and more secure. More information is available at forumpay.com.

Contact

Paul Wordsworth, Director, Global Account Management, ForumPay — paul@forumpay.com