ForumPay Adds Card and Bank Transfer Acceptance to Payment Infrastructure
Key Takeaways
- •ForumPay's new payment flow lets customers initiate purchases using any Visa or Mastercard and bank transfers in selected markets, with funds automatically processed through ForumPay's existing crypto infrastructure.
- •Merchants can accept card and bank payments without registering as card acceptance businesses, thereby avoiding chargeback liability and PCI-DSS compliance costs.
- •Merchants receive precisely the invoiced amount in their preferred bank account, as ForumPay passes all additional card and bank transfer costs directly to the payer.
- •The solution aims to let businesses expand checkout payment options without increasing their operational or compliance footprint beyond standard crypto acceptance fees.
- •ForumPay positions itself as an orchestration layer bridging consumers, card networks, banks, and digital asset liquidity rather than simply serving as an alternative payment rail.
Milton, Georgia, August 11, 2026, Chainwire
Businesses are increasingly looking for ways to offer more payment options without adding operational complexity. ForumPay, a crypto payment infrastructure company, enables merchants to accept crypto payments across online, in-store, and in-app channels, with instant conversion and next-day settlement.
ForumPay has announced a new payment flow that it says could significantly change how payments are processed. Customers can now initiate purchases using any Visa or Mastercard and bank transfers in selected markets, with funds routed automatically through ForumPay's infrastructure. Merchants can offer card and bank payments without registering as card acceptance businesses, avoiding chargeback liability and PCI-DSS compliance costs while still receiving precisely the amount invoiced.
The release comes as crypto payment providers increasingly position themselves not merely as alternatives to traditional rails but as orchestration layers that sit between consumers, card networks, banks, and digital asset liquidity. By allowing a cardholder or bank-transfer user to transact through crypto infrastructure without the merchant bearing card-acquiring overhead, ForumPay is targeting one of the most persistent barriers to broader adoption: the operational cost and compliance burden that has historically kept businesses from expanding beyond a narrow set of accepted methods.
The latest ForumPay release is one of its most ambitious efforts yet to bridge traditional payment rails and crypto infrastructure.
Built for Modern Payment Acceptance
Businesses increasingly want to give customers greater flexibility at checkout, but additional payment methods often bring added operational and cost burdens. Card acceptance, in particular, can introduce chargeback exposure, compliance requirements, fraud management responsibilities, and more complex settlement processes. Those challenges are often more pronounced for organizations operating across multiple markets.
ForumPay's new payment flow is designed to address these issues. Customers can initiate payments using any Visa, Mastercard, or bank transfer in selected markets. The funds are then automatically used to purchase crypto and processed through ForumPay's existing crypto payment infrastructure, with all of the inherent features and benefits, and converted and settled according to the preferences a merchant has already established on their account.
Merchants receive exactly the amount invoiced. For example, if a customer is billed $100, then $100 arrives in the merchant's preferred bank account.
ForumPay also said it will pass the additional card and bank transfer costs directly to the payer, meaning merchants pay only their usual crypto acceptance fees that would apply to any transaction processed through the platform. The approach allows businesses to expand the range of payment methods available at checkout without taking on the compliance architecture, risks, and costs that card acceptance would ordinarily require.
More Payment Options, the Same Operational Footprint
Businesses continue to look for ways to increase checkout flexibility, but adding payment methods typically brings additional operational burdens. Card acceptance can involve chargeback exposure, compliance requirements, fraud management responsibilities, and more complex settlement processes.
ForumPay said its new payment flow is intended to reduce that friction. Customers will be able to initiate payments using any Visa, Mastercard, or bank transfer in selected markets. Those funds are then automatically used to purchase digital assets and processed through ForumPay's existing infrastructure, allowing merchants to continue receiving funds according to their established settlement preferences without having to overhaul operations to support the new options.
The company said the approach allows businesses to expand what they can offer at checkout without taking on the compliance architecture that card acceptance would ordinarily require.
About ForumPay
ForumPay is a cryptocurrency-to-fiat payment technology firm. Its core processing technology is designed to help businesses attract new customers, optimize customers' ability to spend, and increase revenue.
ForumPay's wallet-agnostic solution enables crypto consumers to spend their preferred cryptocurrency, from any wallet, for everyday goods and services as well as luxury goods, automobiles, real estate, and private jets. ForumPay says it eliminates merchant exposure or risk by processing transactions with instant crypto-to-cash conversion. Merchants receive payments in the currency of their choice directly into their bank account.
The company says the transactional experience is similar to accepting other popular payment methods, including cash, credit cards, and bank transfers, but simpler, faster, and more secure.
Director Global Account Management Paul Wordsworth ForumPay paul@forumpay.com
The post ForumPay Expands Payment Infrastructure with New Card and Bank Transfer Acceptance Solution appeared first on Chainwire.
