Milton, Georgia, August 11th, 2026, Chainwire — ForumPay, a cryptocurrency payment infrastructure provider, has announced a new payment flow enabling merchants to accept Visa and Mastercard payments as well as bank transfers in selected markets, without the need to register as card-acceptance businesses.

The company says the solution allows customers to initiate purchases using any Visa or Mastercard or via bank transfer, with funds automatically routed through ForumPay's existing crypto payment infrastructure. Merchants receive exactly the invoiced amount in their preferred currency and bank account, while the additional costs associated with card and bank transfer processing are passed directly to the payer.

The release comes as payment processors across the industry increasingly explore ways to unify traditional fiat rails with blockchain-based settlement. A number of crypto infrastructure firms have pursued similar convergence strategies, though approaches differ widely — some focus on stablecoin settlement, others on tokenized deposits or native card networks. ForumPay's model routes traditional payment methods through its crypto pipeline as an intermediary step, effectively positioning cryptocurrency rails as the settlement layer rather than the consumer-facing payment option.

Eliminating Compliance Burdens for Merchants

Card acceptance traditionally introduces chargeback exposure, PCI-DSS compliance requirements, fraud management responsibilities, and more complex settlement processes — challenges that intensify for organizations operating across multiple markets. For small and mid-sized merchants in particular, the cost and complexity of achieving and maintaining PCI-DSS certification can be a meaningful barrier to offering card payments. ForumPay's new flow is designed to let businesses expand checkout options without absorbing those burdens.

Under the new system, when a customer pays by card or bank transfer, those funds are automatically used to purchase cryptocurrency, which is then processed through ForumPay's existing infrastructure. The transaction is converted and settled according to the preferences each merchant has already configured on their account. For example, if a customer is billed $100, then $100 is what arrives in the merchant's preferred bank account.

Crucially, merchants pay only their standard crypto acceptance fees — the same rates that apply to any transaction processed through the platform. ForumPay passes all additional card and bank transfer costs directly to the payer.

Bridge Between Traditional Rails and Crypto Infrastructure

ForumPay describes the release as one of its most ambitious efforts to date to bridge the gap between traditional payment rails and cryptocurrency infrastructure. The approach allows businesses to broaden the payment methods available at checkout without overhauling their existing operations or taking on the compliance architecture that card acceptance would ordinarily require.

ForumPay already enables merchants to accept cryptocurrency payments across online, in-store, and in-app channels, with instant crypto-to-fiat conversion and next-day settlement. The wallet-agnostic platform allows consumers to spend their preferred cryptocurrency from any wallet on everything from everyday goods and services to luxury items, automobiles, real estate, and private jets.

The company emphasizes that its transactional experience is designed to be comparable to accepting cash, credit cards, or bank transfers — but simpler, faster, and more secure.

About ForumPay

ForumPay is a cryptocurrency-to-fiat payment technology company. Its core processing technology helps businesses attract new customers, optimize consumer spending capacity, and increase revenue. By processing transactions with instant crypto-to-cash conversion, ForumPay eliminates merchant exposure to cryptocurrency market risk. Merchants receive payments in the currency of their choice, deposited directly into their bank account.

Website: forumpay.com

Contact: Paul Wordsworth, Director, Global Account Management, ForumPay — paul@forumpay.com