Milton, Georgia, August 11th, 2026, Chainwire

Businesses today are increasingly looking for effective ways to offer a broader range of payment options to their customers without introducing additional operational complexity to their daily processes. ForumPay, a cryptocurrency payment infrastructure company, provides merchants with the ability to accept digital currency payments seamlessly across online platforms, in-store retail environments, and integrated in-app channels. The platform facilitates instant conversion and ensures next-day settlement, streamlining the transaction process.

ForumPay has recently announced a newly developed payment flow that the company states could meaningfully alter how transactions are processed globally. Under this new system, customers can now initiate purchases using any Visa or Mastercard, as well as utilize bank transfers in specifically selected markets. The funds from these transactions are then routed automatically through ForumPay's existing crypto infrastructure. Consequently, merchants can now offer both card and bank payments to their clientele without the need to register as a formal card acceptance business. This allows them to successfully sidestep chargeback liability and avoid the often substantial PCI-DSS compliance costs — the mandatory data security standards set by the major card networks for any business that stores, processes, or transmits cardholder data — all while still receiving precisely the exact amount originally invoiced.

This latest release by ForumPay represents one of the more ambitious and strategic developments to date aimed at bridging the historical gap between traditional fiat payment rails and modern cryptocurrency infrastructure. The announcement comes amid a broader industry trend in which payment technology firms are increasingly building products that interconnect legacy financial systems with blockchain-based settlement layers, responding to merchant demand for more flexible checkout experiences.

Built for Modern Payment Acceptance

Modern businesses continually seek to offer their customers greater flexibility at the checkout stage. However, integrating additional payment methods typically brings a host of additional operational and financial burdens. Traditional card acceptance, in particular, can introduce significant chargeback exposure, strict compliance requirements, complex fraud management responsibilities, and more convoluted settlement processes. These challenges only grow more acute and difficult to manage for organizations operating across multiple international markets.

ForumPay's innovative new payment flow is explicitly designed to solve these pressing industry issues. When customers initiate payments using any Visa, Mastercard, or supported bank transfer in selected markets, those funds are automatically utilized to purchase digital assets. This process is executed entirely through ForumPay's established crypto payment infrastructure, maintaining all of its inherent features and benefits. The funds are then converted and settled according to the specific payout preferences that a merchant has already established on their ForumPay account.

Under this framework, merchants will consistently receive exactly the amount they invoiced. For example, if a customer is billed $100 for a transaction, then exactly $100 is what will arrive in the merchant's preferred traditional bank account, regardless of the payment method used by the buyer.

Critically, ForumPay will pass the additional card and bank transfer processing costs directly to the payer. This means that merchants will only pay their usual, standard crypto acceptance fees that would normally apply to any transaction processed through the platform. This strategic approach allows businesses to significantly expand the choice of available payment methods at checkout without being forced to take on the heavy compliance architecture, inherent risks, and additional costs that traditional card acceptance would ordinarily require. Merchants can accomplish this expansion without having to overhaul their existing operations to accommodate the new payment options in the process.

About ForumPay

ForumPay operates as a comprehensive cryptocurrency-to-fiat payment technology firm. Its core processing technology is specifically engineered to help businesses attract new customers, optimize their customers' overall ability to spend, and ultimately increase their revenue streams. ForumPay's wallet-agnostic solution empowers cryptocurrency consumers to spend their preferred digital currencies directly from any personal wallet. The spectrum of supported purchases ranges from everyday consumer goods and services to high-value luxury items, automotive purchases, commercial real estate, and even private jets.

The platform effectively eliminates merchant exposure and financial risk by processing all transactions with instant crypto-to-cash conversion mechanisms. ForumPay merchants receive their payments in the traditional fiat currency of their choice, deposited directly into their established bank account. The resulting transactional experience is highly similar to accepting other popular and traditional payment methods, including physical cash, conventional credit cards, and standard bank transfers, but is notably simpler, faster, and fundamentally more secure.

Director Global Account Management
Paul Wordsworth
ForumPay
paul@forumpay.com

Source: Metaverse Post