Salt Lake City, Utah, USA, August 6th, 2026, Chainwire

With gasoline prices remaining above $4 per gallon nationally since April, grocery costs still 23% higher than three years ago, and average credit card interest rates exceeding 20% for the better part of two years, consumers are increasingly seeking financial tools that help offset everyday expenses. Against this economic backdrop, CoinZoom, a global fintech and payments platform, has reported significant growth in its crypto debit card product — a category of payment cards funded by cryptocurrency balances that convert to fiat currency at the point of sale.

The average number of transactions per active cardholder roughly tripled over the same period, while card transaction volume grew at a comparable rate. In the first half of 2026, the average CoinZoom debit card user earned approximately $150 per month in rewards on their card spending.

Company leadership attributes the growth to a straightforward consumer calculus in a high-inflation environment: a debit card that returns meaningful rewards on ordinary purchases is worth switching to.

“At 5% back, a family spending $2,000 a month on everyday purchases earns up to $100 in rewards,” said Todd Crosland, CoinZoom’s founder and CEO. “At today’s gas prices, that covers roughly two full tanks. For most households, that’s a real number.”

The card’s growth comes as Americans are paying materially more for basic goods than they were several years ago. The Bureau of Labor Statistics reports that consumer prices for food at home rose roughly 23% between 2022 and 2025. Gasoline, which crossed $4 nationally in April for the first time since 2022, is averaging $4.09 per gallon this week, according to the American Automobile Association — a 30% increase from the same week last year.

Traditional debit cards, held by most American households, generally offer no rewards on spending. While rewards credit cards provide cashback and points programs, the average credit card interest rate now exceeds 20%, which consumer advocates note typically erases rewards value for users who carry a balance from month to month.

CoinZoom’s debit card growth is part of a wider movement toward stablecoin-funded debit cards that has accelerated significantly in 2026. The trend coincides with the broader expansion of the stablecoin market, which has seen total circulating supply grow materially as major payment networks and fintech firms have built infrastructure for on-chain settlement. Monthly payment volume on crypto-linked cards climbed from $233 million in May 2025 to $614 million in May 2026 industrywide, according to Paymentscan, a data and analytics firm — a 163% increase over twelve months. Cumulatively, tracked payment volume on such cards has reached nearly $8.2 billion.

“People are looking for ways to make their money go a little further at the end of the month,” added Crosland. “If a debit card can help fill the gap with an extra tank of gas or stretch far enough for a few everyday treats for your family, that’s meaningful. That’s what we’re here to do.”

About CoinZoom

CoinZoom is a US-based financial platform enabling anyone to send, spend, save, and invest without barriers. To support the benefits of blockchain technology, CoinZoom offers flexible funding options including Apple Pay and Google Pay, debit and credit cards, and instant cash deposits at multiple retail locations in the US. Its unique international peer-to-peer payment system, ZoomMe, is part of its cash-to-crypto ecosystem serving customers in 169 countries, allowing them to deposit and send cash or crypto around the globe instantly for free — saving millions of dollars in remittance fees.

The CoinZoom Crypto Debit Card provides spending flexibility by allowing users to spend USD or crypto at over 175 million merchants globally while earning up to 5% back in crypto on each purchase. The CoinZoom platform was built with a multi-layered security approach, and the team’s decades of experience in financial technology security are integral to safeguarding customer funds and personal information.

CoinZoom is a U.S. registered Money Services Business with FinCEN and holds a SOC2 Type II Certification, widely regarded as the most rigorous standard for best practices and diligence around securing customer data. CoinZoom is also a U.S. registered Money Transmitter and has subsidiaries in Australia, Latvia, Ireland, and Bermuda. CoinZoom Australia PTY LTD is registered as a Digital Currency Exchange with AUSTRAC.

PR & Communications: Adrianne Blackett, CoinZoom ([email protected])