Anthropic launched a personal finance feature for its Claude chatbot on Thursday, letting U.S. paid subscribers connect their bank accounts and ask the assistant what they have spent, which bills are due, and how much money they have left. The rollout immediately drew an accusation from crypto investor Anthony Pompliano, who says Anthropic tried to obtain inside information from his competing startup, Silvia, months before the feature went live.

The feature, called Personal Finance, is rolling out in beta to U.S. subscribers on Claude's Pro, Max, and Ultra plans. Users can link bank and credit card accounts through Plaid, which handles the bank login and gives Claude access to financial data without sharing account passwords. That setup puts a general-purpose chatbot in the same category as banks' own apps and dedicated budgeting tools—services with a direct view into a person's day-to-day finances.

Once connected, Claude can summarize spending, spot duplicate charges or unexpected fees, explain interest payments, and build charts or bill calendars. Anthropic's sample conversation shows a user first asking where their money went this month, then following up to learn how much remains before payday.

"Access is read-only, and Claude can't move, manage, or invest your money," Anthropic wrote in a post on X. "Like the rest of Claude, Personal Finance has no ads or sponsored recommendations," the company added.

For connected accounts, the assistant can see balances, credit limits, account names and types, the last four digits of account numbers, and up to 24 months of transaction history from accounts users approve. According to Anthropic's documentation, conversations inside the Personal Finance hub are not used to train its models, but account balances may lag and AI-generated figures should be checked against bank records.

How Anthropic tracks its users' financial data and uses it beyond model training is not completely clear—and that information is extremely valuable to large data companies.

Pompliano accuses Anthropic of fishing for secrets

Pompliano, whose Silvia product bills itself as a personal AI chief financial officer, posted a lengthy complaint on X shortly after Claude's announcement. He alleged that Anthropic personnel began approaching Silvia engineers in April, ostensibly because they were interested in the startup's growth and computing needs.

"Anthropic was fishing for details on how we built our product and why it was so popular," he wrote. Pompliano also described an alleged steak dinner involving Anthropic representatives, claiming someone told the Silvia team that the meal was on CEO Dario Amodei's tab.

His engineers declined to divulge sensitive information, he claimed, adding that someone at Anthropic warned his team about the upcoming launch days earlier.

"Today, Anthropic launched a Claude wrapper that is masquerading as a personal finance product," Pompliano wrote. He also claimed Silvia's computing costs are roughly 97% lower when using its own models and hardware instead of frontier AI models, which most likely means the startup runs a local model, likely fine-tuned for its specific purpose. In AI-industry parlance, a "wrapper" is a product built largely on top of an existing model rather than a purpose-built system—a framing he used to portray the feature as a thin layer over Claude.

Anthropic was not the first general-purpose chatbot maker to move into personal finance, however. OpenAI launched similar bank connections for ChatGPT in May, also using Plaid for read-only access to financial information. AI agents such as Hermes, Open Claw, and Grok Bot can also carry out similar tasks given the proper skills, permissions, and instructions.

Anthropic says Personal Finance is a first step, and the company is exploring partnerships with licensed professionals and regulated financial firms. For now, the beta is restricted to U.S. customers on three paid Claude plans. How Anthropic's handling of financial data evolves beyond its stated training exemptions, and whether Pompliano's accusations draw a direct public response, are the open threads to watch.