Dubai, United Arab Emirates, November 9, 2026 (Chainwire) — Bybit, the New Financial Platform trusted by more than 80 million users worldwide, has announced the launch of Bybit Lite Loan, a streamlined crypto-backed lending product that lets users borrow USDT or USDC against BTC or ETH in just a few steps, without managing complex margin parameters.

Lite Loan gives traders a way to unlock liquidity without selling their assets. By borrowing USDT or USDC against BTC or ETH, users can meet short-term cash needs, cover expenses, seize a trading opportunity or rebalance a portfolio, while retaining full upside exposure to their collateral.

To mark the launch, Bybit is offering a limited-time 50% discount on the service fee, reduced to 0.5% from the standard 1%, for all eligible orders initiated between November 9 and December 8, 2026. The reduced rate applies only to orders opened inside that window — once it closes on December 8, the standard 1% fee applies again. Loans initiated during the promotion will also be the first to run the full 30-day term and grace period, placing the earliest repayment deadlines in the weeks that follow the discount window.

Bybit Lite Loan Highlights

• Stress-free setup: No liquidation during the initial 30-day loan term, regardless of market conditions, subject to applicable product terms.
• 0.5% service fee: A limited-time offer at 50% off, structured as a one-time prepaid charge with no hidden interest accruals.
• Extended repayment window: A 30-day term plus an additional 30-day grace period, offering up to 60 days of flexible liquidity.
• Flexible repayment: Users have the freedom to repay in manual or automatic modes, in the borrowed asset.

According to the company, the no-liquidation guarantee during the 30-day term removes the anxiety of margin calls in volatile markets, while the flat, prepaid fee structure means costs are known upfront, with no compounding interest surprises. For users who want the simplicity of a traditional loan inside a crypto-native environment, Lite Loan is designed to bridge that gap. In practical terms, the guarantee means BTC or ETH pledged as collateral is not liquidated during the first month no matter how prices move; the position instead runs to repayment, in the borrowed asset, by the end of the term or within the 30-day grace period.

UTA Upgrade: Trade Auto-Repayment

Alongside the launch, Bybit has introduced Trade Auto-Repayment for users of its Unified Trading Account (UTA). Once enabled, assets received from spot trades are automatically applied to outstanding borrowing liabilities, reducing interest costs with zero manual effort.

The feature includes an extreme-market safeguard that pauses cross-currency repayment during abnormal price conditions, as well as enhanced API controls featuring a global toggle and automatic inheritance for newly listed assets.

Terms and conditions apply. Details on availability and eligibility are available via the official announcement, Explore Bybit Lite Loan: No Liquidation for 30 days.

About Bybit

Bybit is The New Financial Platform. The company states that it believes every person should have access to every financial opportunity on earth, and that it is building the first intelligent platform connecting anyone, anywhere to the world's finance.

Trusted by more than 80 million users worldwide, Bybit brings together investing, trading, payments, and wealth-building in a single secure and intelligent ecosystem. Through a combination of AI-powered technology, deep global liquidity, robust security, and transparent operations, Bybit says it aims to make global finance more accessible, efficient, and empowering for everyone.

Media contact: Tony Au, Head of PR, Bybit — tony.au@bybit.com; general media inquiries: media@bybit.com.