Dubai, United Arab Emirates, July 29, 2026, Chainwire — Bybit, the world’s second-largest cryptocurrency exchange by trading volume, announced a new collaboration with Finloop Finance Technology Holding Limited (“Finloop”), an AI-driven Web5 (Web2+Web3) wealth technology platform, to offer Finloop USD Instant Digital Liquidity (FUIDL), a tokenized USD liquidity product powered by Finloop and backed by an AAA-rated money market fund. Under the collaboration, Bybit will allow the share of FUIDL to be used as collateral for trading on its platform.

The product is designed to give institutional and professional investors access to USD liquidity through blockchain technology while maintaining the asset-backed standards commonly associated with traditional financial markets. FUIDL offers eligible investors on-chain access to an AAA-rated USD liquidity fund, with hourly subscription and redemption, and T+0* (same-day) interest accrual. The structure is intended to help investors move capital efficiently between traditional and digital asset markets, reflecting a broader push in the industry to connect cash management tools with digital-asset infrastructure without changing the underlying fund standards.

The underlying USD liquidity fund has received the highest possible ratings from major international agencies: AAAm from Standard & Poor’s (S&P), Aaa-mf from Moody’s, and AAAmmf from Fitch. An AAA rating represents the highest rating available for money market funds (MMFs).

Finloop will serve as the tokenization agent and provide the infrastructure connecting traditional money market fund assets with blockchain-based settlement. The collaboration aims to combine the transparency and speed of digital assets with the stability and operational standards expected by institutional and professional investors.

Bybit said the partnership is a milestone in its long-term mission to build The New Financial Platform, described as an open, secure, and efficient bridge between traditional and digital finance. Through the collaboration, Bybit users are expected to benefit from same-day settlement across selected tokenized and digital instruments, supported by Finloop’s RWA and cash management capabilities and Bybit’s proprietary infrastructure.

Yoyee Wang, Global Head of TradFi and RWA at Bybit, said: “Partnering with Finloop marks a pivotal step in realizing our vision of The New Financial Platform. This collaboration turns that vision into action, merging institutional-grade trust with the efficiency of digital infrastructure of Bybit. By enabling same-day settlement and reinforcing custody standards, we’re not just improving transaction speed; we’re redefining what financial interoperability can look like.”

By integrating ByCustody with Finloop’s tokenization technology, the collaboration will pilot T+0 settlement for select asset types, with plans for a global rollout throughout 2026. The initiative also highlights a shared commitment to transparency, operational excellence, and risk management for institutional market participants, where settlement timing and custody arrangements can be as important as product access.

Cai Hua, CEO of Finloop, said: “This collaboration demonstrates how a wealth technology platform and a digital exchange can work together to achieve instantaneous settlement while meeting high operational and regulatory standards. We are proud to partner with Bybit on this milestone that sets new benchmarks for efficiency and trust in the digital asset space.”

For more information about FUIDL, please visit:

https://x.com/FinloopHK/status/2060284153795580006?s=20

*Subject to the actual fund arrival time.

About Bybit

Bybit is The New Financial Platform.

We believe every person should have access to every financial opportunity on earth. That’s why we’re building the first intelligent platform that connects anyone, anywhere to the world’s finance.

Trusted by more than 80 million users worldwide, Bybit brings together investing, trading, payments, and wealth-building in a single secure and intelligent ecosystem. Through AI-powered technology, deep global liquidity, robust security, and transparent operations, Bybit aims to make global finance more accessible, efficient, and empowering for everyone.

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Head of PR Tony Au, Bybit: [email protected]