Bybit.eu has announced that Bybit Payments GmbH has been granted an Electronic Money Institution (EMI) licence by Austria's Financial Market Authority (FMA). The licence establishes the regulatory basis for regulated e-money and payment services on the Bybit.eu platform, complementing the crypto-asset services already offered through a separate entity.

VIENNA, Aug. 4, 2026 — The newly licensed Bybit Payments GmbH will provide regulated e-money and payment services through the Bybit.eu platform. Crypto-asset services on the same platform are delivered separately by Bybit EU GmbH, an Austrian crypto-asset service provider that has been authorised under the Markets in Crypto-Assets Regulation (MiCAR) since May 2025. MiCAR, which became fully applicable across the EU in December 2024, established the bloc's first harmonized regulatory framework for crypto-asset service providers, enabling firms authorized in one member state to passport their services throughout the European Economic Area.

The two Austrian entities maintain distinct regulatory permissions and responsibilities to ensure compliance. Bybit EU GmbH holds the MiCAR authorisation covering crypto-asset services, while Bybit Payments GmbH holds the EMI licence for electronic money and payment services. EMI licences, granted under the EU's Electronic Money Directive framework, are a standard regulatory category for fintech and payment companies operating in Europe, permitting authorized institutions to issue electronic money and execute payment services under prudential and conduct-of-business requirements. Both sets of services will be accessible through the unified Bybit.eu platform, creating a more integrated experience for European customers.

"Europe is setting the global benchmark for how digital assets and financial services can evolve together under clear regulation," said Georg Harer, Managing Director at Bybit EU GmbH and Bybit Payments GmbH. "The EMI licence granted to Bybit Payments GmbH is an important milestone in our long-term commitment to Europe. Together with the MiCAR authorisation held by Bybit EU GmbH, it creates complementary regulatory foundations for connecting crypto-assets, payments and everyday financial services through the Bybit.eu platform."

The EMI licence provides Bybit Payments GmbH with the regulatory framework for a range of future payment capabilities. These may include person-to-person payments, e-money services, Strong Customer Authentication, open-banking functionality, merchant payment solutions, and future card initiatives, as such services are introduced in accordance with applicable regulatory requirements. The licence means Bybit Payments GmbH will be subject to the FMA's ongoing prudential supervision, including capital, safeguarding, and operational requirements applicable to authorised EMIs.

"This licence enables Bybit Payments GmbH to build regulated payment capabilities that complement the crypto-asset services offered by Bybit EU GmbH," said Bernhard Krick, Managing Director at Bybit Payments GmbH. "Maintaining a clear distinction between the two regulated entities is fundamental. Each entity will provide services within its own permissions, while customers will be able to access those services through the Bybit.eu platform."

The licence is also expected to support Bybit Payments GmbH in developing strategic partnerships with financial institutions, payment providers, and enterprise partners, while reducing reliance on third-party payment infrastructure over time.

Further details, including concrete product launch dates and specifics of the Europe-wide rollout, will be announced in the near future.

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About Bybit EU

Bybit.eu is the European platform through which services are made available by separately regulated Bybit entities.

Bybit EU GmbH is an Austrian crypto-asset service provider authorised under MiCAR. It provides crypto-asset services to customers across the European Economic Area, with the exception of Malta, through the Bybit.eu platform. Bybit EU GmbH is authorised to provide:

• Custody and administration of crypto-assets on behalf of clients
• Exchange of crypto-assets for funds
• Exchange of crypto-assets for other crypto-assets
• Placing of crypto-assets
• Transfer services for crypto-assets on behalf of clients

Bybit EU GmbH does not operate a trading platform for crypto-assets and does not provide investment advice.

Bybit Payments GmbH is an Austrian electronic money institution authorised by the FMA. It will provide regulated e-money and payment services through the Bybit.eu platform as those services are introduced.

The services of Bybit EU GmbH and Bybit Payments GmbH are subject to their respective regulatory permissions, applicable terms and conditions, and availability in the relevant jurisdiction.

Media Contact: [email protected]
Website: www.bybit.eu

Disclaimer: This press release is provided for informational purposes only and does not constitute investment advice or an offer to buy or sell digital assets. The products and services mentioned herein are subject to applicable laws and regulations in the relevant jurisdictions and may not be available in certain regions.