Miami, Florida, August 18, 2026 (Chainwire) — Global non-bank funder Bizcap has officially launched in the United States, expanding its international footprint and bringing its funding model to one of the world’s largest small business markets.

Already operating across Australia, the UK, New Zealand, Singapore, Europe and Canada, Bizcap has supported more than 100,000 businesses worldwide and provided $5 billion in funding. The US launch marks a significant milestone in the company’s global growth strategy and reinforces its mission to make business funding faster, simpler and more accessible, with a groundbreaking cost of funds launching especially for the US market. The scale of the opportunity is considerable: the US Small Business Administration counts more than 33 million small businesses, which account for 99.9% of all US firms and close to half of private-sector employment.

Known for fast, adaptable business funding, Bizcap is positioning its approach around moments when timing matters most: businesses can apply in minutes, receive approvals in as little as three hours and, if eligible, access funding the same day. With eligibility requirements as low as $20,000 in monthly revenue, Bizcap is opening the door to a wider range of small businesses than traditional funders typically serve.

Line of Capital range introduced in the US

As part of the launch, Bizcap US has introduced its Line of Capital (LOC) range, bringing one of its most successful funding solutions to American businesses. Eligible businesses can access a revolving facility of up to $2 million, providing ongoing access to working capital whenever it is needed — whether managing seasonal cash flow, investing in growth or responding to unexpected opportunities — without reapplying each time.

The range includes Line of Capital (LOC) Ultra, designed for businesses that pay quickly. LOC Ultra carries no setup fee and a factor rate from 1.02 (fixed funding cost) for the first four weeks, rewarding businesses that move fast with an efficient, lower-cost way to access funding on demand. Factor-rate pricing — a fixed cost expressed as a multiple of the amount funded rather than an annualized interest rate — is a common structure in non-bank small business funding.

Executive commentary

“Small businesses are the backbone of every economy, yet too many still struggle to access the funding they need to grow,” said Albert Gahfi, Global Co-CEO of Bizcap. “Bizcap has built a proven funding model that has helped more than 100,000 businesses across multiple international markets access capital quickly and with greater flexibility. We’ve seen that model deliver real results around the world, and we’re confident it will have the same impact for American small businesses.”

“Bringing Bizcap to the US is an exciting milestone, and we’re looking forward to helping more business owners access the funding they need to grow,” Gahfi added.

Business owners continue to face increasing pressure from rising costs, cash flow challenges and tighter funding conditions. Over the past decade, non-bank and fintech funders have captured a growing share of US small business credit as many traditional lenders have pulled back from smaller-ticket commercial loans, a gap that alternative funders have increasingly moved to fill. Bizcap’s technology-driven approach is designed to provide a faster alternative to traditional financing, helping businesses access funding through streamlined application processes and faster decisions.

“The challenges facing small businesses are remarkably consistent around the world,” said Zalman Blachman, Global Co-CEO of Bizcap. “Too many small businesses struggle to access funding through traditional channels, despite having ambitious plans for growth. We believe business owners deserve a faster, more flexible alternative that looks beyond a single credit score and helps them access capital when it can make the biggest difference. Line of Capital Ultra reflects what we’ve learned globally: business owners who move fast want to be rewarded for it. It’s become one of our most popular products internationally, and we’re confident US businesses will feel the same.”

The US represents the latest chapter in Bizcap’s international expansion, with the company continuing to invest in technology, products and local expertise to improve access to funding for small businesses around the world. In the US, Bizcap joins a funding landscape that already includes banks, credit unions and a large alternative-lending sector, where fast approvals and flexible eligibility have become key competitive levers. Small businesses can check their eligibility at bizcapfunding.com and receive a funding decision in as little as three hours.

About Bizcap

Bizcap is a global non-bank business funder offering fast, flexible financing to SMBs in Australia, the US, the UK, New Zealand, Singapore, Europe and Canada. Founded in 2019, Bizcap empowers businesses with approvals in as little as three hours, with same-day funding available. The company has funded more than 100,000 SMBs worldwide, totaling $5 billion globally, and holds a 4.8/5 Trustpilot rating.

More information is available at bizcapfunding.com.

Media contact: Sharon Green — info@bizcapfunding.com

Source: Chainwire