Binance to Charge 10 USDC Minimum Monthly Fee on EU Accounts From November 29
Key Takeaways
- •Binance will charge affected EU customers a monthly maintenance fee of 0.025% of their residual crypto balance starting November 29, 2026.
- •The fee has a minimum charge of 10 USDC, a Circle-issued stablecoin pegged to the US dollar, placing the floor at roughly ten US dollars per month.
- •A remaining balance would need to be worth about 40,000 US dollars for the percentage charge alone to reach the 10 USDC minimum, so smaller balances are affected proportionally more.
- •Residual balances will accrue the fee for roughly one month before affected accounts are closed on December 31, 2026.
- •The policy takes place against the backdrop of the EU's Mi framework, which has required crypto-asset service providers to obtain licenses and meet uniform standards since December 2024.
Binance to Charge 10 USDC Minimum Monthly Fee on EU Accounts From November 29
Binance will begin charging a monthly maintenance fee on crypto balances left on its platform by affected European customers, before closing those accounts on December 31, 2026. According to a report by COINOTAG published on November 8, 2026, the charges take effect from November 29, 2026.
How the Fee Works
The exchange set the maintenance charge at 0.025% of a customer's remaining balance per month, with a floor of 10 USDC. Any residual crypto holdings will therefore accrue the fee on a monthly basis from November 29, 2026, ahead of the account closure date of December 31, 6. At the stated rate, a remaining balance would need to be worth roughly 40,000 US dollars for the percentage charge alone to reach the 10 USDC floor, so the fixed minimum applies first to smaller residual balances and weighs proportionally more on modest leftover amounts.
Context
Binance runs the world's largest cryptocurrency exchange by trading volume and serves users across numerous jurisdictions, including European Union member states. USDC is a stablecoin issued by Circle that is designed to maintain a value of one US dollar, which places the monthly fee floor at roughly ten US dollars.
Maintenance fees of this kind are a common tool used by financial service providers to cover the cost of administering residual balances on accounts that are being closed out.
The move comes against the backdrop of the European Union's Markets in Crypto-Assets Regulation (MiCA), the bloc's framework for crypto-asset service providers, which has required platforms operating in the EU to obtain licenses and meet uniform operational standards since taking effect for service providers in December 2024. Binance is among the major exchanges that have adjusted their European offerings as the regime has phased in.
The sequence of dates frames a narrow window for affected customers: the fee takes effect about three weeks after the report's publication, and roughly one month of monthly charges accrues before accounts are closed on December 31, 2026. The November 29 start date and the year-end closure deadline therefore mark the two dates that determine how long residual balances remain subject to the charge.
Source
This content was first published on COINOTAG: https://en.coinotag.com/binance-eu-accounts-10-usdc-monthly-fee-november-29
