Altares (), a business data expert and member of the Dun & Bradstreet Worldwide network, and Tinubu, a specialist in credit insurance and international credit management, areening a partnership that has spanned more than two decades. The strengthened alliance is designed to help businesses mitigate credit risk in France and internationally by pairing large-scale business data with analyst-led credit expertise.

Under the new phase of the collaboration, Altares customers can now access in-depth credit risk assessments and tailored recommendations prepared by Tinubu’s analysts. The enhanced offering combines the power of data with human expertise to support informed credit decisions in an economic environment where risk assessment is becoming increasingly complex.

Credit risk, in practical terms, is the exposure a company takes on whenever it delivers goods or services before being paid — a routine feature of business-to-business trade that finance departments manage by screening counterparties before, and often during, a commercial relationship. Offerings of this kind sit within that workflow, supplying the information layer on which decisions to extend or limit credit terms ultimately rest.

“In an uncertain economic environment, businesses need reliable information and in-depth analysis more than ever to make informed and secure credit decisions,” said Hasna Azdal, Sales Manager Channel, Altares. “Strengthening our partnership with Tinubu reflects our commitment to providing solutions that are increasingly tailored to their challenges. By combining the power of Altares D&B data with the expertise of Tinubu’s analysts, we enable businesses to take their risk assessment capabilities to the next level.”

Supporting Increasingly Complex Credit Decisions

In an economic environment marked by successive crises and rising risks worldwide, assessing the financial strength of a business partner sometimes requires looking beyond standard financial indicators. Key questions include: What is the company’s market and industry environment? Who are its shareholders, and what sectors are they in? What specific risks and characteristics should be considered in the country where it operates? Standard data files can surface many of these attributes, but interpreting them — particularly for companies operating where financial disclosure is limited — often requires human judgment on local conditions and ownership structures.

To address these customer needs, Altares has partnered with Tinubu to offer tailored creditworthiness assessments, supported by well-founded credit recommendations, for situations requiring more in-depth analysis.

A 20-Year Partnership Enters a New Phase

Altares and Tinubu have been working together for over two decades to help businesses gain a better understanding of their trading partners and manage their exposure to risk. With 25 years of international experience in credit insurance and credit management, Tinubu draws on Altares Dun & Bradstreet data, integrated into its data hub, to conduct its assessments. The Dun & Bradstreet Worldwide network aggregates business information on companies across markets, giving the two firms a common informational foundation that spans borders.

Today, that longstanding partnership is entering a new phase, with Altares adding Tinubu’s credit risk assessments and recommendations to its commercial offering, making analyst-led insight available alongside the business data its customers already use.

“Our partnership with Altares is built on more than 20 years of trust, and this new phase reflects the same long-term commitment,” said Benjamin Le Forestier, Senior Sales Manager, Tinubu. “Thanks to Altares’ commercial reach and extensive network, our analysts’ expertise will now be accessible to a much wider range of businesses, complementing the data they already rely on in their day-to-day operations. Our ambition is to help companies manage their risks and make the right credit decisions.”

Beyond Data: Expert Analysis and Tailored Credit Recommendations

Tinubu has long relied on Altares Dun & Bradstreet data for its quality, reliability and global coverage. Its assessments are further enriched by specialised data sources and publicly available online information.

Each assessment is conducted by multilingual analysts based across several continents, who interpret the available information in light of the specific circumstances of the company being assessed. Where necessary, and with the customer’s authorisation, Tinubu may also contact the company directly to gather additional information and deepen its analysis.

This complementary approach combines the breadth and depth of Altares Dun & Bradstreet’s business data with Tinubu’s expertise in credit analysis and recommendations. It is particularly valuable when financial information is limited or when a significant financial exposure calls for a more detailed assessment.

Through this new phase of their partnership, Altares and Tinubu aim to provide finance departments and credit professionals with high-quality international business intelligence, combined with tailored human expertise, to better understand credit risk and make informed decisions. The announcement did not disclose pricing or volume details for the new phase; access runs through Altares’ commercial channels, with assessments performed by Tinubu’s analyst teams — an arrangement both companies describe as a complement to, rather than a replacement for, the data products customers already rely on.

Source: Globalfintechseries