AI agents can now purchase more than 5,400 live services on the XRP Ledger (XRPL), according to payment infrastructure developer t54, which shared the update on X on Nov. 13. "More services mean more reasons to pay in $XRP and $RLUSD," the company stated.

Dashboard figures checked on Nov. 13 put the XRPL AI Hub's registered merchants at 193, with 5,410 live services and 15,692,399 settled payments. The platform separately showed more than $78,000 in cumulative settled value. The directory counts individual offerings, meaning a single merchant can list multiple services. Taken together, those counts give a running measure of how much commercial activity automated agent payments have attracted on XRPL since the hub's July launch.

Agent Payments Grew From 1 Million to Nearly 12 Million

The hub launched in July, when agent payments were approaching 1 million. J. Ayo Akinyele, head of engineering at RippleX, Ripple's blockchain development arm, discussed the 1 million transaction milestone on July 21, describing the early development of tools and standards for autonomous spending on the XRP Ledger.

By Oct. 3, tracked activity had reached nearly 12 million x402 payments, extending that earlier milestone. Akinyele identified data purchases and AI model use as leading applications. Available offerings also spanned financial data, risk, and credit, broadening the resources accessible to automated buyers.

How Agents Purchase Services With $XRP and $RLUSD

Under x402, a payment standard for web requests, a provider returns its price and payment requirements before supplying a service. The buyer then signs a transaction, and t54's facilitator acts as a payment intermediary, verifying the transaction against the stated requirements, submitting it to XRPL, and returning the settlement result while the payer retains control of private keys.

Ripple's XRPL AI Starter Kit, a collection of developer tools and integrations, includes x402 support contributed by t54. Through it, agents can purchase API access, computing, and AI inference—the use of trained models to generate answers or other outputs—with $XRP or $RLUSD. The kit's wallet tools support balance checks, payments, and transaction tracking.

Providers set their own prices, with $RLUSD enabling dollar-denominated payments alongside $XRP purchases. Examples listed on the hub include AI model access at 0.0005 $RLUSD per request and cryptocurrency token analysis at 0.001 $XRP per request.

Broader x402 Standards Effort

Beyond XRPL, the broader x402 standards effort supports multiple payment methods for automated commerce. Ripple joined the Linux Foundation-backed group as a premier member in July, alongside participants including Visa, Stripe, Google, and Mastercard, connecting payment companies with technology providers. That breadth of membership places the agent-payment standard within a wider, multi-industry effort to set common rules for automated payments.

Large catalogs from individual merchants contribute significantly to the hub's service count. Monid Tool Router, which aggregates services from multiple providers, joined the hub on Oct. 20 with more than 2,600 pay-per-call offerings drawn from over 80 providers, priced in $RLUSD. Going forward, the dashboard's merchant, live-service, and settled-payment counts stand as the baseline figures to watch as agent-payment activity on XRPL develops.