Advasa Holdings, Inc. (Nasdaq: ADBT) ("ADVASA" or the "Company"), a fintech payment holding company providing Earned Wage Access ("EWA") and next-generation financial infrastructure solutions through its Japanese operating subsidiary ADVASA Co., Ltd., has announced a significant upgrade to the ADVASA Visa card: the card now supports seamless payments using USD Coin ("USDC") alongside traditional fiat currency. USDC is a US dollar-pegged stablecoin issued by Circle, one of the most widely used dollar-backed digital currencies in global payments. The move comes as major card networks, including Visa, have in recent years begun supporting stablecoin-linked settlement and card programs, reflecting broader industry adoption of blockchain-based payment rails.

The new capability builds on ADVASA's payment infrastructure and its proprietary FUKUPE EWA platform. FUKUPE is designed to give employees instant, on-demand access to their earned wages before the standard payday, connecting earned wage access to a flexible suite of disbursement channels, including bank accounts, supported prepaid cards, and digital wallets. Integrating USDC payments into the ADVASA Visa card represents a strategic evolution of the Company's financial technology ecosystem, broadening the choice and flexibility available to its users. For an earned wage access provider, adding a stablecoin option alongside fiat channels is consistent with the industry's shift toward faster, always-on disbursement methods, as traditional cross-border wage transfers can involve multi-day settlement times and relatively high fees.

ADVASA believes the continued expansion of digital payment options has the potential to contribute to greater financial inclusion. According to the World Bank's Global Findex 2025, approximately 1.3 billion adults worldwide remain without a financial account, while approximately 900 million of those adults own a mobile phone. The Company believes that expanding access to digital payment options, including the ability to use USDC alongside traditional fiat currency, may provide additional pathways to payment services for financially underserved populations, particularly in markets where access to traditional financial infrastructure remains limited.

Looking ahead, ADVASA also plans to explore potential opportunities in the real-world assets ("RWA") sector. While changing the way people access and receive their earned wages remains central to ADVASA's mission, the Company views RWA as a natural extension of its financial technology and payment infrastructure. The asset tokenization market has been projected to reach approximately $18.9 trillion by 2033, underscoring the potential scale of this emerging sector. Tokenization — representing assets such as funds, bonds, or other instruments as blockchain-based tokens — has drawn growing interest from large financial institutions, including global asset managers and banks that have launched tokenized products and pilots. ADVASA intends to consider how its existing technologies and experience in expanding financial access could potentially be applied to this evolving market.

"The addition of USDC payment functionality to the ADVASA Visa card represents another step in expanding the payment capabilities available through our platform," said Grady Ryther, Chief Executive Officer of Advasa Holdings, Inc. "As the digital payments landscape continues to evolve, we intend to further enhance our payment capabilities while also exploring potential opportunities in the RWA sector that may complement our broader financial technology ecosystem."