Convocada por el Responsible Fintech Institute, con Safeheron como socio tecnológico, la iniciativa busca evaluar y, eventualmente, liberar como código abierto infraestructura resistente a la computación cuántica para la generación de wallets y transferencias de activos digitales en un entorno regulado y transjurisdiccional.

SINGAPORE, Aug. 24, 2026 /PRNewswire/ — The Responsible Fintech Institute (RFI) and Safeheron have launched a pilot initiative to evaluate post-quantum cryptography for digital asset transactions, with participation from selected financial institutions and regulatory stakeholders across multiple jurisdictions. La iniciativa está diseñada para pasar la infraestructura financiera segura frente a la computación cuántica del concepto a pruebas prácticas con instituciones participantes.

El piloto se centrará en un programa de investigación de criptografía poscuántica (PQC) basado en un protocolo de computación multipartita (MPC) que admite ML-DSA-65, el estándar de firma digital NIST FIPS 204. FIPS 204, finalized by NIST in August 2024 as one of its first post-quantum cryptography standards, defines ML-DSA, the Module-Lattice Digital Signature Algorithm, with ML-DSA-65 as the parameter set targeting NIST security category 3. Las pruebas de los participantes cubrirán la generación de wallets y la actividad de transferencias on-chain en la testnet resistente a la computación cuántica de NEAR —un entorno de prueba relevante dado que muchas blockchains públicas dependen de firmas de curva elíptica como ECDSA, la clase de criptografía de clave pública que los estándares poscuánticos están diseñados para reemplazar. La iniciativa reúne a bancos y reguladores de múltiples jurisdicciones para examinar la interoperabilidad transfronteriza, la resiliencia operativa y las consideraciones de gobernanza junto con la evaluación técnica.

“No single bank, vendor, or regulator solves this alone,” said Chia Hock Lai, Chairman of the Responsible Fintech Institute. “By bringing policymakers and financial institutions across jurisdictions together to test the same post-quantum architecture, and transparently sharing that research with every participant, we are building a compliance and security reference the whole industry can stand on — and a standard we all helped write.”

“AI is accelerating the pace of change and likely bringing the quantum threat closer to reality — quantum-ready infrastructure has never been more critical, and the time to act is now,” said Jag Foo, Chief Security \u0026 Policy Officer at Safeheron. “By integrating NIST’s post-quantum signature standard with advanced MPC technology, we are building the architecture required to secure the next generation of financial networks. Safeheron has long advocated for open-source cryptography, because accountability and good governance demand it. We intend to open-source our PQC code. Cryptography securing institutional assets should stand up to independent scrutiny, not ask for trust.”

“As the financial sector prepares for future cybersecurity challenges, initiatives that encourage collaboration and knowledge-sharing among industry participants are increasingly important,” said António Henriques, CEO of Bison Bank. “We are pleased to support discussions around post-quantum security and to contribute to broader industry understanding of how financial institutions can prepare for the evolving risk landscape.”

“We welcome the industry’s initiative to identify a reliable protocol that safeguards digital asset transactions,” said David Peters, Managing Director of the Gelephu Financial Services Office. “Ensuring the continuing integrity of these transactions and protecting client funds is critical to the smooth functioning of the investment market.”

“Preparing for the potential impact of quantum computing on the financial system requires early engagement, collaboration and a better understanding of how post-quantum technologies can operate in practice,” said Alan Decelis, Head of Supervisory ICT Risk and Cybersecurity at the Malta Financial Services Authority. “The MFSA welcomes initiatives that bring together regulators, financial institutions and technology experts to explore these challenges in a controlled environment. Participating in this initiative provides a valuable opportunity to contribute a supervisory perspective while developing our understanding of the operational, governance and resilience considerations associated with the transition towards quantum-safe financial services.”

Por qué importa la infraestructura segura frente a la computación cuántica

Se espera ampliamente que la computación cuántica genere riesgos a largo plazo para la criptografía de clave pública que sustenta gran parte del sistema financiero actual, y la planificación de la transición en el sector financiero se ha vuelto cada vez más importante. As noted in a 2025 paper on quantum-readiness for the financial system published by the Bank for International Settlements (BIS), the transition requires coordinated planning, cryptographic agility and phased migration, rather than a simple algorithm swap. Al mismo tiempo, los reguladores están prestando mayor atención a los riesgos cibernéticos impulsados por la IA y la computación cuántica. En July 2026, the Monetary Authority of Singapore (MAS) and the Association of Banks in Singapore (ABS) announced the AI-Driven Cyber and Technology Risk Taskforce (ACT) , an industry-wide initiative to strengthen collective cyber and technology resilience against emerging threats from frontier AI models. A nivel regional, the Hong Kong Monetary Authority (HKMA) has embedded quantum readiness into its Fintech 2030 strategy , launching a Quantum Preparedness Index and whitepaper to benchmark banks’ transition to post-quantum cryptography and signalling an ambition to achieve full sectoral quantum-ready status by 2030.

Within this pilot, participating institutions will test a shared application environment that enables quantum-resistant MPC signing under consistent conditions, while regulators take part in an observer role during the first phase and contribute to a governance workstream in the next stage. The proof of concept also envisages publication of a whitepaper covering the research, protocol design and testing findings so that the wider market can assess and build on the results, reinforcing the sector’s collective learning and preparedness. Furthermore, the underlying protocol technology will eventually be open-sourced to maximize transparency, encourage independent security auditing, and promote accountable, industry-wide standards.

Sobre el piloto

The proof of concept is positioned as a collaborative effort for regulated financial institutions, with Safeheron leading protocol and engineering work and the Responsible Fintech Institute leading governance, convening and cross-jurisdiction stakeholder coordination. Current participants include regulators such as Abu Dhabi Global Market (ADGM), Gelephu Financial Services Office (GFSO) and Malta Financial Services Authority (MFSA) alongside participating banks including Bison Bank and DK Bank, with additional institutions in discussion to join.

Participating financial institutions will contribute to the evaluation of operational, governance and interoperability considerations associated with post-quantum cryptographic approaches. Levels of participation may vary depending on the role and scope agreed by each institution.

The pilot has been structured to stay close to real institutional operating models, including a tentative non-custodial 2-of-2 MPC participation design intended to minimize operational burden while preserving institutional control over key ownership. Its broader objective is to help the market better understand how secure digital asset transaction flows could evolve across regions as financial institutions prepare for a quantum-safe future, in alignment with evolving supervisory expectations on cyber resilience and quantum readiness.

Sobre el Responsible Fintech Institute

El Responsible Fintech Institute es una organización independiente sin fines de lucro enfocada en tender puentes entre las finanzas tradicionales y las descentralizadas mediante estándares, gobernanza y adopción responsable. En este piloto, convoca a reguladores, bancos y actores de infraestructura de mercado de distintas jurisdicciones y apoya la gobernanza y la publicación de los resultados de investigación de la iniciativa.

Sobre Safeheron

Safeheron es un proveedor de infraestructura de custodia de activos digitales y de sistemas operativos enfocado en infraestructura criptográfica avanzada, incluidas capacidades de computación multipartita y trusted execution environment. En este piloto, es responsable del protocolo MPC habilitado con PQC, de la implementación de firmas ML-DSA-65 y de la aplicación de prueba utilizada por los participantes aprobados.

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